u/Asish_Pathy

**Investment Horizon**: 15-20 Years
**Aggressive Investor**

Emergency Fund taken care. Invested the Lumpsum in Arbitrage fund as it is tax efficient for me.
Health and Term insurance taken care

**Current Allocation:**
**Goal 1: Wealth Creation**

1. Nippon Small Cap - 18% of SIP amount
2. Tata Small Cap - 14% of SIP amount (might replace this with SBI small cap)
3. HDFC Flexi Cap - 22% of SIP amount
4. Motilal Oswal Mid Cap - 22% of SIP amount
5. Nifty 50 Index - 14% of SIP amount
6. Nifty next 50 - 10% of SIP amount

Planing to add 5% oversees exposure by cutting the same % from small cap portion when oversees mutual funds start accepting SIPs.

**Goal 2: Child Education**

1. SBI children's investment fund - 10K

I also investment lumpsum amount into Balance Advantage, Multi-Asset Allocation and Arbitrage Funds to purchase real estate in future (4-7 year horizon)

NPS - 10K with 10% yearly stepup
PF from company

Very few direct investment in new age stocks.

Happy for receive any suggestions and feedback.

**Investment Horizon**: 15-20 Years
**Aggressive Investor**

Emergency Fund taken care. Invested the Lumpsum in Arbitrage fund as it is tax efficient for me.
Health and Term insurance taken care

**Current Allocation:**
**Goal 1: Wealth Creation**

1. Nippon Small Cap - 18% of SIP amount
2. Tata Small Cap - 14% of SIP amount (might replace this with SBI small cap)
3. HDFC Flexi Cap - 22% of SIP amount
4. Motilal Oswal Mid Cap - 22% of SIP amount
5. Nifty 50 Index - 14% of SIP amount
6. Nifty next 50 - 10% of SIP amount

Planing to add 5% oversees exposure by cutting the same % from small cap portion when oversees mutual funds start accepting SIPs.

**Goal 2: Child Education**

1. SBI children's investment fund - 10K

I also investment lumpsum amount into Balance Advantage, Multi-Asset Allocation and Arbitrage Funds to purchase real estate in future (4-7 year horizon)

NPS - 10K with 10% yearly stepup
PF from company

Very few direct investment in new age stocks.

Happy for receive any suggestions and feedback.

Investment Horizon: 15-20 Years
Risk Tolerance: High Risk

Emergency Fund taken care. Invested the Lumpsum in Arbitrage fund as it is tax efficient for me.
Health and Term insurance taken care

Current Allocation:
Goal 1: Wealth Creation

1. Nippon Small Cap - 18% of SIP amount
2. Tata Small Cap - 14% of SIP amount (might replace this with SBI small cap)
3. HDFC Flexi Cap - 22% of SIP amount
4. Motilal Oswal Mid Cap - 22% of SIP amount
5. Nifty 50 Index - 14% of SIP amount
6. Nifty next 50 - 10% of SIP amount

Planing to add 5% oversees exposure by cutting the same % from small cap portion when oversees mutual funds start accepting SIPs.

Goal 2: Child Education

1. SBI children's investment fund - 10K

I also investment lumpsum amount into Balance Advantage, Multi-Asset Allocation and Arbitrage Funds to purchase real estate in future (4-7 year horizon)

NPS - 10K with 10% yearly stepup
PF from company

Very few direct investment in new age stocks.

Happy for receive any suggestions and feedback.