i have no idea if i should commute or do residence.
so i am an incoming grade 12 and i have no idea what to do. id be commuting from milton.
my financial situation is that my family has about $39k in RESP and from what it says on the OSAP aid estimator i would be getting about ~$4,600 from grants and ~$6,500 in loans if i commute and stay at home. if i do residence i get ~$5,700 in grants and ~$15,100 in loans. i did the entrance financial needs assessment form but i have no idea how much money theyre gonna give me.
i know the commute from milton to uoguelph has somewhat of a direct bus i believe. but idk is residence worth it? im currently #454 on the residence waitlist and i think i have a decent chance of getting in i think. my mom is extremely oppositional to residence though and taking on any student loan debt. i have no idea if her concerns are valid, or if im crazy for wanting residence. i think it would be impossible to convince her anyways. i just have no clue what to do i dont really know what is the right decision.
i also know that people do residence for the social aspect but ive got a bunch of social anxiety and i probably wont be talking to many people or making really any major friends so i dont think i should consider social life in my decision.
does anyone have any insight or anything? is residence worth the money? is commuting from milton by bus worth saving the money? thanks (also correct me if im wrong on anything ive said here because i really know nothing)