I gave into peer pressure a bit when I bought this dress (still needs altered). My husband and sisters loved the dress on me (it’s my nephew’s wedding, so I made sure his mom was there to make sure it fit what my nephew wanted).
I think it makes me look bigger than I am. How should I get this altered to make it more flattering? Or should I buy a new dress?
I am thinking about adding my dad as an AU for my card. My AF is charged in December; will the fee hit now, then again in December, will it be prorated for it being mid year, or will the fee be waived until December? Or will there be two separate annual charges, one for the main card renewal and the other for the AU renewal?
I will be going to the Opera Ball in Vienna in 2027, which is white tie … is this appropriate?
I want to start out by saying that I hate my job. I receive high praise from customers and corporate EVERY TIME I travel, yet the old men in the office don’t believe women can be effective engineers and give me a bunch of data entry work, or the shit jobs that none of the other engineers want. The engineering job market isn’t really that great at the moment, and if I found a job, I really can’t guarantee that I won’t run into the same issues at the new job (manufacturing is stuck in the 70s mentality … I once saw an assembly line worker touch an intern inappropriately in front of everyone, and HR said that he apologized, so it was fine).
Meanwhile, my dad works for a large corporation that is known for paying their people well and having great benefits. He is decently high up in his job (probably at least a hundred other people are at his level), but he is very well known in the company. Like so well known that the president of the company always invited me and my brother to his kid’s birthday parties (which usually involved helicopter rides around town). I know that if I applied to the company he works at, that I would be offered a job right away, just because of my last name (it’s a pretty uncommon last name). I know that without my last name, I probably would still have a fighting chance at getting a decent job, but since I’m crossing into a completely different industry with different skill sets, it would be unlikely that they’d pick me over someone else who has been in that industry.
Should I even consider it? My brother and I specifically picked different industries because we didn’t want to be known by who our parents are.
Is the only difference that one is employee sponsored and the other isn’t?
I currently have a standard 401k with my employer, and I’m considering switching entirely to the Roth 401k option. I do not currently have enough money to max out all account options.
I’m actually kinda shocked that I only have 96 hours of listening to my favorite artist over the past 10.5 years.
Edit: changed days to hours … used the wrong word
Today, I put my numbers into Google AI just to gauge where I’m at and what I need to change, etc. I’m 27F with $72,000 invested.
Assuming the annualized returns are consistent (I know they won’t be, realistically, but I made the assumption for simplicity of the calculations), if I keep my same savings rate for 4 years (when I’m 31), I will hit CoastFI for retiring at 65, and if I keep my same savings rate for 18 years, I will be able to fully FIRE at 45!
Regardless of what the numbers say, I’m still going to push for raises and look for ways to increase my savings without sacrificing quality of life … but this just makes me feel good that if shit hits the fan down the road, I’m already in a great place and will be able to get through it :)
I do still plan to BaristaFI at 45 for insurance, and use my job income as travel money.
Back in January, I went to a specialist doctor’s office. I am on the HDHP through work, and there was no way I was even close to hitting my deductible at the time of the visit.
My insurance says it paid the provider as if my deductible was met, the provider gave me a bill at the unmet deductible price.
How do I navigate this and find out how much I am supposed to pay the provider?