u/BeneficialBit1638

Bitter x sunshine where she is actually a good person but he thinks its a facade

So picture this:

They interact for the first time in a setting where she goes out of her way to be nice to him, simply because that's the person she is. He is bitter ( in general for whatever reason, not specificallyat her) and scoffs it off with some snarky words, maybe trying to cut through her "facade".

BUT she take it in her stride and is like whatever, and moves on. Forgets about the MMC even, coz someone else's bitterness shouldn't be a reason to dim your shine.

Cut to MMC getting to learn she is actually nice but they dont interact until MMC actively makes it happen. He then let's her shine make him retrospect and maybe turn down the bitterness towards life. Eventually they fall in love and he turns into a golden retriever for her in private.

Um that was unintentionally detailed. Please give me reccs to scratch this itch.

DNR:

- HR

- Why choose or RH

- He can't be abusive, just first (few?) time meanness

- Doormat FMC

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u/BeneficialBit1638 — 7 hours ago

What book quotes or dialogues live in your head rent free?

Essentially what the title says. Give me quotes from romance books that made you stop and clutch your heart. Words that evoked a feeling so deep, you keep revisiting it at random moments even though you're done with the book.

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u/BeneficialBit1638 — 1 day ago

Updated portfolio

Risk appetite - Moderate

Goal - Wealth creation

Horizon - 10+ years (being conservative about job situation)

Updated monthly allocation:

ICICI Prudential Multicap Fund - ₹12,000

Parag Parikh Flexi Cap Fund - ₹6,000

Invesco India Mid Cap Fund - ₹8,000

Bandhan Small Cap Fund - ₹5,000

ICICI Prudential Gold ETF FoF - ₹2,000

ICICI Prudential Liquid Fund - ₹3,000

App used - INDMoney

Why these funds - I picked these funds based on performance and return numbers.

After I got recommendations to clean up my portfolio on a previous post here, I did some GPT and app search, and came up with this new bag. Please advice!

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u/BeneficialBit1638 — 2 days ago

Books where MMC is not grumpy but just cold

So grumpy sunshine is my favorite trope HOWEVER I was thinking why does grumpy imply kinda mean, growling MMC always? I dont want a black cat or grumpy guy, just somebody who is cool and collected always.

Enter sunshine, who thaws this personality and we see the MMC becoming generally more emotive as the story progresses.

Not sure if this made sense, I genuinely have nothing to base this off.

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u/BeneficialBit1638 — 5 days ago

Please review my mixed bag and advice

Risk appetite - Moderate Goal - wealth, retirement preparation Horizon - 10+ years (being conservative about job situation)

Current monthly allocation:

ICICI Prudential Multicap Fund - ₹4,000

Nippon India Flexi Cap Fund -₹4,000

Parag Parikh Flexi Cap Fund - ₹4,000

Mirae ELSS Funds - ₹4,000

Axis ELSS Funds - ₹4,000

ABSL ELSS Funds - ₹4,000

ICICI Prudential Liquid Fund - ₹4,000

ICICI Prudential Large Cap Fund - ₹4,000

Invesco India Mid Cap Fund - ₹4,000

Bandhan Small Cap Fund - ₹4,000

Kotak Contra Fund - ₹4,000

Nippon IT Index Fund - ₹4,000

ICICI Gold Fund - ₹4,000

App used - INDMoney

Why these funds? - I picked these funds based on recommendations from friends as well as couple financial advisors.

I know this portfolio is a mess. Honestly, whenever I started a SIP based on recommendations, I was scared about the capital gains to close.

Now the tracking has become a nightmare coz most of these are on regular mode (bank and FA opened) and they get very finnicky about changing these to direct.

Please help me with advice on which to keep and which to close, and should I convert them to direct? Does the conversion lose money?

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u/BeneficialBit1638 — 5 days ago

Is it a good idea to start my first gold and silver ETF at this stage?

I have been investing for almost 6 years now and see my portfolio growth is super slow.

I was looking at the returns these gold, Silver ETFs are at and am tempted if its a good move.

Risk appetite - Low to medium

Goal - wealth creation

Horizon - 5 years minimum

Allocation - Monthly

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u/BeneficialBit1638 — 12 days ago

Music that would play when you make a catastrophic decision knowingly

Music that makes you feel like you know this decision/action is wrong, this is going to start a chain of events that will horrify you and the world around you BUT you can't stop. Maybe its ego, maybe its why should only I suffer.

Think the goodest hero turning into someone worse than the most malicious villain, someone apathetic.

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u/BeneficialBit1638 — 13 days ago

So on one the posts here from a few days back, I came across a recc that interest me and read it. Hiding book name coz the title is a spoiler (I think?) >!*When the grumpy met Sunshine by Charlotte Stein !<*

Anyway, the relationship building was great! He is super into her right off the bat and does some swoon-worthy things throughout. When the buildup reaches its crescendo, we are hit right on the face with an (IMO) unnecessary breakup. I was so mad.

So please help me with oblivious, sunshine FMC and only nice to her, grumpy MMC recommendations please.

No third act breakups, no cheating, no OWD, no angst.

HEA, tooth-rotting fluff, banter please.

Oh and I dont mind spoilers about how good it is.

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u/BeneficialBit1638 — 19 days ago

I am so heartbroken this would never be me, but its good to see others making their dream house a reality.

Good wishes and farewell.

P.S. delete this if you'd like mods.

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u/BeneficialBit1638 — 20 days ago

So I search what I want to download, click on EVERY slow download link, it starts and then 2 seconds later it fails citing internet connection issues. I have tried on multiple devices and with multiple internet connections.

What am I doing wrong?

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u/BeneficialBit1638 — 23 days ago

So some months ago I ser one of the account's password as - Body in abyss, heart in paradise

I basically write this phrase on a daily basis and I recently noticed I am slowly losing all good things in my personal and professional life. My health reports are at an all time low too.

Am I being paranoid or did Dianxia's bad luck pass on a tiny bit to me?

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u/BeneficialBit1638 — 23 days ago