Image 1 — Hi everyone, I am aBoogertard and I go to dividend subs to shit on SCHD while holding 30% of Boogertard Nosediving Dollar (BND). I also have shaky job and very insecure about my finance. How did I do ? 🤡
Image 2 — Hi everyone, I am aBoogertard and I go to dividend subs to shit on SCHD while holding 30% of Boogertard Nosediving Dollar (BND). I also have shaky job and very insecure about my finance. How did I do ? 🤡
Image 3 — Hi everyone, I am aBoogertard and I go to dividend subs to shit on SCHD while holding 30% of Boogertard Nosediving Dollar (BND). I also have shaky job and very insecure about my finance. How did I do ? 🤡

Hi everyone, I am aBoogertard and I go to dividend subs to shit on SCHD while holding 30% of Boogertard Nosediving Dollar (BND). I also have shaky job and very insecure about my finance. How did I do ? 🤡

Yes I know I am a clown ! 🤡 The brainwash of the Boogertard cult was so strong that it broke my common sense.

Looks like my family gonna be homeless soon ! Helps pls !!

u/BoogerheadCult — 1 day ago

Last time I saw posts like this was in 2022, right before SVB collapsed 🤡

Do we need any other top indicator ?

🤡🤡

u/BoogerheadCult — 3 days ago

Do you notice Boogertards getting super active around time dividends are paid out ?

They are trying to hard to crash posts on dividends sub and here that is it hilarious. It reeks of jealousy and coping.

Well time to go back to Door Dash and Amazon Warehouse sweatshops, they are calling for you !

Just one market crash and you get laid off then these Boogertards will be back at zero ! LMAO.

🤡🤡

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u/BoogerheadCult — 6 days ago

Trying to understand why so many trash fine-tuned models on HuggingFace ...

The majority of these models do not perform even as well as the base model, not even worth wasting the disk space on HuggingFace server, Qwhoppass-27B-Mother-Ultimate-Lord, whatever...

Seeing their proliferation and the booming AI job market, I think many of those are just for the authors scamming their ways into high paying AI positions. Just say you have a fine-tuned model on HuggingFace is the new street cred for "I have Github projects" a few years ago.

What other causes did I miss ?

reddit.com
u/BoogerheadCult — 7 days ago

Guys, last time we got a DoorDash "financial advisor", this time we got an Amazon warehouse worker offering us free "finance" lessons 🤡

Imagine how much the lives of these Boogertards would be if they take their own free "finance" lesson instead.

🤡🤡🤡

u/BoogerheadCult — 10 days ago

Dividend growth companies do not have stable cash flows but speculative companies that do share buy-back do, according to a Boogertard 🤡

They have gone full retarded 🤡

u/BoogerheadCult — 15 days ago

I currently don't invest in QQQI, but seeing Boogertards shitting on QQQI while shilling for heavy tech VTI/VOO is diabolical

Somehow they think if QQQI crashes, their tech-filled VTI/VOO is safe from the crashes LMAO.

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imagine being this retarded !

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Oh I know, maybe they all need to buy more (B)oogertard (N)osediving (D)ollars.

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🤡

u/BoogerheadCult — 17 days ago

Apparently I learned today that 1 million is not enough to retire on and you should put the money in VT+BND while looking for job in this climate and continue to work till you get at least 5 mil

LMAO

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🤡

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Funny how I see the problem here is VT+BND and the 4% garbage but the Boogertards sees the problem in the 1 million.

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u/BoogerheadCult — 20 days ago

You guys got the Janus Henderson spams ?

Why are they so persistent?

I sold all my JAAA and switched to something else and still got those spams months later.

reddit.com
u/BoogerheadCult — 20 days ago

Hi I am a Boogertard too scared to retire because I didn't fully trust the 4% garbage. I will just keep working till I am 90 while going to dividend subs to spew nonsenses instead. It helps with my insecurities!

Don't be me 🤡 !

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Dividend cut has been debunked to death but I guess I can use this tired old shit to shit on dividends investing, it helps with my insecurities!

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https://www.reddit.com/r/dividendgang/comments/18q1vjj/debunking\_the\_myth\_of\_dividend\_cut\_during/

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u/BoogerheadCult — 23 days ago
▲ 44 r/dividendgang+1 crossposts

Volatility is back, but not stressed (yet)

You don't need to go too in depth with analysis to know that volatility has exploded over the last few trading sessions. But what's happening behind the scenes is crucial for active portfolio management and swing trades.

The VIX lived in the calm regime band from 14-18 for much of May, which corresponded with the indexes grinding out new all-time highs with small daily ranges. On Friday June 5, the VIX put in a nearly 40% jump and an ES (S&P 500 futures) daily range around 3x the 30-day average. Realized volatility was extremely compressed at highs, so this move in the VIX was not only fear, but also volatility playing catch-up.

As of today, the VIX is around 21.8, the upper end of what I'd call the transition/elevated band (18-22), continuing to meet resistance at stressed territory at >22.

The VIX regime transition path is 1) VIX exits prior range and stays out for days, 2) the VVIX (volatility of the VIX itself) changes character, and 3) Term structure flips from contango to backwardation, or vice versa. (When in contango, the spot VIX is lower than the long-dated VIX futures, and in backwardation, this is reversed).

Where we are right now: 1) The VIX has remained elevated for several days but keeps hitting 22 without holding it, 2) VVIX has broken out from a two-month lull but hasn't risen at the pace that VIX has, 3) The VIX at 22 is below long-dated VIX futures at 22.85, which means still in normal contango.

The question from here isn't necessarily whether the market is crashing, it's whether the VIX settles in transition, pushes into stressed (>22) and holds, or mean-reverts toward calm over the next week or two. With the VVIX/VIX ratio coming down and normal contango conditions, I am leaning towards contained for now. VVIX is now at 107 vs 130+ in past stress events (March/April/October 2025, March 2026). The credit picture is not yet registering stress but if it does, and VIX holds above 22, I would change my mind and not seek any new swing (equities) entries.

VIX and VVIX below

VIX in red and VVIX in blue

reddit.com
u/BoogerheadCult — 25 days ago

According to Reddit, profitable companies pay out of parts of profits to shareholders while can make back the same or more next month (while still keep the same assets) is worse than "growth" companies of which CEOs can pump stock prices by tweeting "Funding Secured"

🤡🤡

Make it make sense since no amount of mental gymnastics can make the two the same for me.

reddit.com
u/BoogerheadCult — 26 days ago

A reminder that the 4% creator bailed out of market in 2022 when the SVB correction started and sat on 70% cash since then trying to time when to get back in. He didn't practice what he preached because he knows it is just pure BS. This is the strongest argument against the 4% garbage.

Recently, however, Bengen disclosed that he has moved his own personal portfolio to 20% stocks, 10% bonds and the remaining 70% to cash. This news may have some retirees wondering whether they should do the same.

Source: https://www.kiplinger.com/investing/604802/is-it-time-to-move-to-cash-the-father-of-the-4-retirement-withdrawal-rule-did

reddit.com
u/BoogerheadCult — 27 days ago

Argh, darn it should have sold 4% yesterday to pay bills, now I have to time when market is back at ATH again to sell. I do have bills to pay though, wonder if I can negotiate with utility companies to postpone bill payment till market is ATH again

🤡

reddit.com
u/BoogerheadCult — 1 month ago

Boogertard concerned about the AI bubbles but yet continue to shill for VOO/VTI anyway 🤡

Back to shilling for VOO now after a brief period of switching and shilling for garbage VT and VXUS 🤡🤡

u/BoogerheadCult — 1 month ago

Need to remind people that Jack Bogle wants nothing to do with the Boogertards, they just put words in his mouth and made him their post-humous cult leader. Jack has answered many interviews that he's pro-dividends and he hates all forms of timing the market, including the garbage 4% rules

Read this pinned post for a collection of his interviews:

https://www.reddit.com/r/dividendgang/comments/1relbek/john_bogle_was_actual_very_prodividend_investing/

Boogertards are just a bastard cult that was founded out of nowhere, even its supposedly "cult leader" wants nothing to do with them.

reddit.com
u/BoogerheadCult — 1 month ago

It is not even Sunday yet but a Boogertard writes its own meme 🤡

What would it take to be this retarded ? 🤡

Imagining posting contradicting garbage right next to each other and can't figure it out.

u/BoogerheadCult — 1 month ago