u/Born-Administration6

Can owning a car be used against you?

I'm currently on LTD from Guardian. I have applied for SSDI. On one of the paper work packets it asked if I could drive a car.

I have a good day once or twice a month were I can drive a car for 30-45 minutes tops before becoming exhausted. I have an adrenal disorder, and the moment you start driving (at least for me) the timer starts. it's like holding your breath and seeing how far you can go. Then you are exhausted and have to recharge to be able to drive again.

I want to keep my car to be able to go out if I need or want to. My wife is gone at different times of day so being a one car household won't work because of the constant barrage of doctors appointments.

Getting older seems to have some benefits, cheaper insurance. At age 40, the SXT was $30 more a month to insure than a regular Challenger RT.

The reason given is there are SIGNIFICANTLY more SXTs (100s to 1 RT) on the road and the average buyer is younger (Under 30) so insurance is higher in the SXT.

On top of that the Challenger is SIGNIFICANTLY cheaper to insure than a charger. This is the only insurance LOOPHOLE car where the two door version is cheaper to insure than the four door version. Why you ask? Chargers are stolen MORE because they are all AUTOMATICS.

The challenger believe it or not, can fit FOUR adults! It's really the only coupe with sedan seating capacity.

I am happily dumbfounded.