Primary credit card recommendations
CREDIT PROFILE
* Current credit cards you are the primary account holder of:
* Td bank Card $3800 limit, 3/2017 ; macy’s $ $2000 limit, 3/2018 and care credit $5500, 2/2024
* FICO scores with source: 633
* Oldest credit card account age: 9 years
* Cards approved in the past 6 months: 0
* Cards approved in the past 12 months: 0
* Cards approved in the past 24 months: 1
* Annual income $: $90k
CATEGORIES
* Ok with category-specific cards?: Yes
* Ok with rotating category cards?: unsure
* Estimate average monthly spend in the categories below.
* medical bills-$2k
*utilities-$120
* groceries $400
*dining out $200
* Purpose of next card: for more points and benefits.
ADDITIONAL INFO
One of my largest monthly expenses is medical bills. Eventually having a card with travel benefits would be great. I don’t want to pay annual fees. Other expenses are groceries,utilities, dining out. I don’t have a car and I am in a city so it’s always some random grocery store, not a chain/franchise. I don’t accrue interest and my bills come up-to $3500/month. I don’t use macy’s and care credit anymore.