Slowly recovering na sana mas lumubog pa huhu i dont know. Just this week I had small wins, closed my Ggives loan, gloan, nakuha ko pa nasangla na alahas. Then was planning to pay 30k sa CC balance and still have 30k after that. Ngcheck out pa ng crocs sa lazada then nakita ko cashback ko na di naclaim, i gave in, nghabol sa natalong cash back and cashed in the remaining 60k at naubos dahil sa gigil. 😭
Never thought that marriage and motherhood would come with so much sacrifices.
I am a mom of two toddlers, working as a WFH marketing strategist.
Lately, married life has been much more toxic due to husbands stress from his business. He is earning approximately 800k per month net. Pero nakakapagod lang dahil very hands on sya and only has sundays for us.
We have two nannies who help me with the kids while i work, but after clocking out Im in charge with kids and cooking til bedtime. And also dropping and picking up my son from school. I earn only 10% of my husbands income but I pay for nannies salary, toiletries, school fees, internet, medicines, and check ups. I feel like I can do it as a single mom. LOL.
Hello, anyone tried requesting BPI to convert balance to installments at a much lower rate than the standard 3% finance charge? Account is not yet OD. Balance is 150K. 70% of Credit limit and cc is just 7 months old. Thanks in advance for those who will share their experience.
Never thought Id be in this situation. Younger me would not believe of what Ive become.
I am a very frugal person. But I lost all my savings and now burried in debt due to gambling. Last May, I was able to recover half of what I lost and enough to pay my Gcash loan of 95K. But like everyone here, greed took the best of me. LOST IT ALL in 3 days.
Burried even further in debt now standing at 300k. :(
For the past 3 payroll runs, I was not able to commit to my recovery plan and still gave in to gambling hoping to recover and pay off my debt. But I think once we are at the stage where our loans pile up due to gambling, it will just continue to grow unless we stop. Cause come to think of it? Whoever stopped at a win? I think none. People stop when theyre at rock bottom and no more funds to cash in.
I hate myself. Ive reset my plan and looks like I will be debt free April 2027.
Ive already accepted my losses and self excluxed. God help us. We cant do it on our own.