u/Character_Height6903

Can one tell me that which would be better option for studying bca from bit patna or bit lalpur in every aspects Considering placement ,opportunities better faculty and degree will be provided through main campus or its seperate and what are the accomodation facilities near lalpur unit is it far away from the campus or nearby

Hi everyone, I am a college student (urgent need of money for paying mine and my sister college fees in next 1 2 month) and my family is stuck in a very stressful banking and cyber fraud situation. I need advice from anyone who has faced a similar "layering scam" or knows about banking/RBI rules.

1. The Incident (How the Scam Happened):

• My father was lured into a trading scam by fraudsters who made him download a fake "Nomura" trading app.
• They provided buy/sell signals. To build trust, they initially allowed my father to withdraw about ₹3 Lakhs after making profit in which he withdrew the money 2 time i think one time for 1 lakhs and another time for 2 lakhs .
• Once trust was built, my dad invested more money total around 25 to 28 lakhs . When he tried to withdraw the funds later, the app showed a "1000% profit" and demanded a 10% commission fee upfront to the employ who provided the signals and then they will release the funds. That’s when we realized it was a fraud.

2. What We Have Done So Far:

• We immediately filed a complaint with the Ranchi Cyber Cell after many days of running here and there from jsr to ranchi again spending a lot of amount 11 lakhs were recovered and further they were not able to recover the money .
• We hired a lawyer (paid ₹20k fees) to give notices to all the banks through court to release the recovered money in my fathers account .
• The Good News: With the help of the court notices, we successfully got around ₹11 Lakhs credited back to my father’s bank account (Jamshedpur branch).

3. The Current Problem (Where we are stuck):

• Out-of-State Liens: The ₹3 Lakhs that my father initially withdrew (which was actually stolen money from other victims in states like West Bengal) caused other cyber cells to put a lien on our account.
• Total Account Freeze: Even though the disputed amount is only around ₹3 Lakhs, the bank has frozen the ENTIRE ₹11 Lakhs.
• Bank's Unhelpful Attitude: Our Jamshedpur branch manager is telling us to physically travel to the West Bengal cyber cell (and other states wherever the lien came from) to resolve the matter what i got to know i dont know there exact wordings but what i know surely is that branch manager and ranchi cyber cell couldnt do any thing we have to go to west bengal cyber cell from where the lien has been put and ask for some noc or documents whatever i dont know clearly.
• Random Deductions: Small amounts (₹2k - ₹3k) are randomly getting deducted from the account i think as the 3 lakh amount is not ours money so whomever it belongs to it is going to their account (my personal thought) .
• Financial Drain: I am a student. We cannot afford to keep hiring lawyers in different states or travel across the country to visit different police stations.

My Questions for the Community:

1. Is it legal for the bank to freeze the entire ₹11 Lakhs when the disputed amount from other cyber cells is only ₹3 Lakhs? Can I approach the RBI Ombudsman to unfreeze the remaining ₹8 Lakhs?
2. How can we remove the lien from out-of-state cyber cells without physically traveling there? Can this be done via email or virtual meetings by showing our own FIR?
3. Has anyone successfully navigated this exact situation? Any practical steps would be highly appreciated.
4. what are the things i should do now pls helps us we are financially and mentally drained

Hi everyone, I am a college student (urgent need of money for paying mine and my sister college fees in next 1 2 month) and my family is stuck in a very stressful banking and cyber fraud situation. I need advice from anyone who has faced a similar "layering scam" or knows about banking/RBI rules.

1. The Incident (How the Scam Happened):

• My father was lured into a trading scam by fraudsters who made him download a fake "Nomura" trading app.
• They provided buy/sell signals. To build trust, they initially allowed my father to withdraw about ₹3 Lakhs after making profit in which he withdrew the money 2 time i think one time for 1 lakhs and another time for 2 lakhs .
• Once trust was built, my dad invested more money total around 25 to 28 lakhs . When he tried to withdraw the funds later, the app showed a "1000% profit" and demanded a 10% commission fee upfront to the employ who provided the signals and then they will release the funds. That’s when we realized it was a fraud.

2. What We Have Done So Far:

• We immediately filed a complaint with the Ranchi Cyber Cell after many days of running here and there from jsr to ranchi again spending a lot of amount 11 lakhs were recovered and further they were not able to recover the money .
• We hired a lawyer (paid ₹20k fees) to give notices to all the banks through court to release the recovered money in my fathers account .
• The Good News: With the help of the court notices, we successfully got around ₹11 Lakhs credited back to my father’s bank account (Jamshedpur branch).

3. The Current Problem (Where we are stuck):

• Out-of-State Liens: The ₹3 Lakhs that my father initially withdrew (which was actually stolen money from other victims in states like West Bengal) caused other cyber cells to put a lien on our account.
• Total Account Freeze: Even though the disputed amount is only around ₹3 Lakhs, the bank has frozen the ENTIRE ₹11 Lakhs.
• Bank's Unhelpful Attitude: Our Jamshedpur branch manager is telling us to physically travel to the West Bengal cyber cell (and other states wherever the lien came from) to resolve the matter what i got to know i dont know there exact wordings but what i know surely is that branch manager and ranchi cyber cell couldnt do any thing we have to go to west bengal cyber cell from where the lien has been put and ask for some noc or documents whatever i dont know clearly.
• Random Deductions: Small amounts (₹2k - ₹3k) are randomly getting deducted from the account i think as the 3 lakh amount is not ours money so whomever it belongs to it is going to their account (my personal thought) .
• Financial Drain: I am a student. We cannot afford to keep hiring lawyers in different states or travel across the country to visit different police stations.

My Questions for the Community:

1. Is it legal for the bank to freeze the entire ₹11 Lakhs when the disputed amount from other cyber cells is only ₹3 Lakhs? Can I approach the RBI Ombudsman to unfreeze the remaining ₹8 Lakhs?
2. How can we remove the lien from out-of-state cyber cells without physically traveling there? Can this be done via email or virtual meetings by showing our own FIR?
3. Has anyone successfully navigated this exact situation? Any practical steps would be highly appreciated.
4. what are the things i should do now pls helps us we are financially and mentally drained

Recovered ₹11 Lakhs from a Trading Scam, but Bank Froze the Entire Account Due to Cyber Cell Liens. Need Help!

Hi everyone, I am a college student (urgent need of money for paying mine and my sister college fees in next 1 2 month) and my family is stuck in a very stressful banking and cyber fraud situation. I need advice from anyone who has faced a similar "layering scam" or knows about banking/RBI rules.

1. The Incident (How the Scam Happened):

• My father was lured into a trading scam by fraudsters who made him download a fake "Nomura" trading app.
• They provided buy/sell signals. To build trust, they initially allowed my father to withdraw about ₹3 Lakhs after making profit in which he withdrew the money 2 time i think one time for 1 lakhs and another time for 2 lakhs .
• Once trust was built, my dad invested more money total around 25 to 28 lakhs . When he tried to withdraw the funds later, the app showed a "1000% profit" and demanded a 10% commission fee upfront to the employ who provided the signals and then they will release the funds. That’s when we realized it was a fraud.

2. What We Have Done So Far:

• We immediately filed a complaint with the Ranchi Cyber Cell after many days of running here and there from jsr to ranchi again spending a lot of amount 11 lakhs were recovered and further they were not able to recover the money .
• We hired a lawyer (paid ₹20k fees) to give notices to all the banks through court to release the recovered money in my fathers account .
• The Good News: With the help of the court notices, we successfully got around ₹11 Lakhs credited back to my father’s bank account (Jamshedpur branch).

3. The Current Problem (Where we are stuck):

• Out-of-State Liens: The ₹3 Lakhs that my father initially withdrew (which was actually stolen money from other victims in states like West Bengal) caused other cyber cells to put a lien on our account.
• Total Account Freeze: Even though the disputed amount is only around ₹3 Lakhs, the bank has frozen the ENTIRE ₹11 Lakhs.
• Bank's Unhelpful Attitude: Our Jamshedpur branch manager is telling us to physically travel to the West Bengal cyber cell (and other states wherever the lien came from) to resolve the matter what i got to know i dont know there exact wordings but what i know surely is that branch manager and ranchi cyber cell couldnt do any thing we have to go to west bengal cyber cell from where the lien has been put and ask for some noc or documents whatever i dont know clearly.
• Random Deductions: Small amounts (₹2k - ₹3k) are randomly getting deducted from the account i think as the 3 lakh amount is not ours money so whomever it belongs to it is going to their account (my personal thought) .
• Financial Drain: I am a student. We cannot afford to keep hiring lawyers in different states or travel across the country to visit different police stations.

My Questions for the Community:

1. Is it legal for the bank to freeze the entire ₹11 Lakhs when the disputed amount from other cyber cells is only ₹3 Lakhs? Can I approach the RBI Ombudsman to unfreeze the remaining ₹8 Lakhs?
2. How can we remove the lien from out-of-state cyber cells without physically traveling there? Can this be done via email or virtual meetings by showing our own FIR?
3. Has anyone successfully navigated this exact situation? Any practical steps would be highly appreciated.
4. what are the things i should do now pls helps us we are financially and mentally drained

Hi everyone, I am a college student (urgent need of money for paying mine and my sister college fees in next 1 2 month) and my family is stuck in a very stressful banking and cyber fraud situation. I need advice from anyone who has faced a similar "layering scam" or knows about banking/RBI rules.

1. The Incident (How the Scam Happened):

• My father was lured into a trading scam by fraudsters who made him download a fake "Nomura" trading app.
• They provided buy/sell signals. To build trust, they initially allowed my father to withdraw about ₹3 Lakhs after making profit in which he withdrew the money 2 time i think one time for 1 lakhs and another time for 2 lakhs .
• Once trust was built, my dad invested more money total around 25 to 28 lakhs . When he tried to withdraw the funds later, the app showed a "1000% profit" and demanded a 10% commission fee upfront to the employ who provided the signals and then they will release the funds. That’s when we realized it was a fraud.

2. What We Have Done So Far:

• We immediately filed a complaint with the Ranchi Cyber Cell after many days of running here and there from jsr to ranchi again spending a lot of amount 11 lakhs were recovered and further they were not able to recover the money .
• We hired a lawyer (paid ₹20k fees) to give notices to all the banks through court to release the recovered money in my fathers account .
• The Good News: With the help of the court notices, we successfully got around ₹11 Lakhs credited back to my father’s bank account (Jamshedpur branch).

3. The Current Problem (Where we are stuck):

• Out-of-State Liens: The ₹3 Lakhs that my father initially withdrew (which was actually stolen money from other victims in states like West Bengal) caused other cyber cells to put a lien on our account.
• Total Account Freeze: Even though the disputed amount is only around ₹3 Lakhs, the bank has frozen the ENTIRE ₹11 Lakhs.
• Bank's Unhelpful Attitude: Our Jamshedpur branch manager is telling us to physically travel to the West Bengal cyber cell (and other states wherever the lien came from) to resolve the matter what i got to know i dont know there exact wordings but what i know surely is that branch manager and ranchi cyber cell couldnt do any thing we have to go to west bengal cyber cell from where the lien has been put and ask for some noc or documents whatever i dont know clearly.
• Random Deductions: Small amounts (₹2k - ₹3k) are randomly getting deducted from the account i think as the 3 lakh amount is not ours money so whomever it belongs to it is going to their account (my personal thought) .
• Financial Drain: I am a student. We cannot afford to keep hiring lawyers in different states or travel across the country to visit different police stations.

My Questions for the Community:

1. Is it legal for the bank to freeze the entire ₹11 Lakhs when the disputed amount from other cyber cells is only ₹3 Lakhs? Can I approach the RBI Ombudsman to unfreeze the remaining ₹8 Lakhs?
2. How can we remove the lien from out-of-state cyber cells without physically traveling there? Can this be done via email or virtual meetings by showing our own FIR?
3. Has anyone successfully navigated this exact situation? Any practical steps would be highly appreciated.
4. what are the things i should do now pls helps us we are financially and mentally drained