Where to park 300k?
We have acquired 300k in HYSA with current 3.7% apy. This is supposed to be emergency fund and potential downpayment for a house. However, we run the numbers for buying a house and it doesn’t make sense at this point until 2-3 years from now to buy one because we are not sure if we want to stay in this place long-term plus we like our current rental home for a very affordable price with a very nice landlord. Having said that, we were told that the 300k is too much to be in a hysa. We don’t want to put it into brokerage yet. Where do you suggest to put it if we wish to havw some liquidity in the next 3-5 years? Thank you for your advice.