u/ConfectionStock4566

I can’t stay within the 25% housing rule

My take home pay after taxes and deductions is $91K/yr.

I live in South Florida - born and raised here. Family, friends, church community, everything is here.

We don’t wanna move and uproot ourselves nor live in a bad area.

For context i’m the sole provider for myself, wife and 2 kids, 1 on the way.

25% of 91K/yr net is $1,895/mo for rent which does not exist down here. Realistically in my area a 3 bedroom, 1500 sqft is going for $3K-$3.5K in a reasonable location.

How is everyone else making it happen?

*EDIT* - this is for renting. I already sold my home to lower payments.

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u/ConfectionStock4566 — 6 days ago

For most of my life, I’ve always thought therapy was for people dealing with major depression, addiction, or serious mental health issues — not really for someone like me. But lately I’ve been wondering if I’ve been wrong about that.

I’m a guy in my 30s with a family, decent life overall, and I function fine day to day. But internally, I feel like there are things I’ve never really processed. Stuff from growing up, family dynamics, mistakes from the past, emotions I tend to bury, etc.

I also notice that when stress builds up, it affects everything else — motivation, discipline, relationships, health, patience, all of it. I tend to keep things to myself and push through instead of talking about anything.

For the men in here who actually gave therapy a real shot: did it genuinely help? What changed for you?

And how do you find a therapist that feels grounded and practical? I’m not really looking for political conversations or somebody who just validates everything I say. I’d want someone who can actually help me understand myself better, work through things honestly, and become a better husband/father/man overall.

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u/ConfectionStock4566 — 16 days ago

I heard of a company doing virtual sales only - no in person selling and it kind blew my mind. So i was curious to know how most roofing companies are doing their sales? D2d? Virtual? Hybrid? Idk.. whats your guys sales cycle like? Retail? Insurance?

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u/ConfectionStock4566 — 23 days ago