Chase “trifecta” to pay estimated taxes worth it?
We have a chase “trifecta” with the CSR, FU and Ink business Premier. Is it worth the processing fees to pay with a CC to get the points? We’ll pay anywhere from $30-$40k/year in estimated quarterly taxes.
Some numbers using the Freedom Unlimited and Business Premier
~$30,000/year
+1.75% personal card processing fee = $525
$30,525 put on FU (1.5% back)
Turns into 45,783 points to transfer to CSR
Essentially paying $525 for 45,783 points. Basically $1 for 87 points.
Is that a bad deal? With points boost in the chase portal it seems to come out slightly on top dollar wise, but the end goal would be to find a transfer partner to then push those points further.
EDIT: found out business premier is straight cash back with no transfers allowed.*
That, or putting it on our business premier for 2.5% rewards
~$30,000/year
+2.89% business card processing fee = $867
$30,867 put on BP (2.5% on over 5k spend)
Turns into 77,167.50 points to transfer to CSR Essentially paying $867 for 77,167.50 points. Basically $1 for 89 points
Is it worth it to essentially buy these points? Is my math mathing? Thanks for the help!