My car payment was not being reported for 4+ years
I recently went to the credit union to discuss my account and I was told they don't see my car loan on my Equifax. I have been paying this on time for the past 4 years. This was being reported on my girlfriends account but not mines. Has this happened to anyone before? I'm wondering if they can retro post all the payments on my credit or will it be a new account? I currently only have 7 months of credit history paying a secured credit card but surely 4 years of car payments would have had a big effect on my credit?