u/Dak4Life_

A couple years back i bought a car (private party) with a local bank auto loan. I purchased the car but it immediately blew up so i never registered it. Meaning that there was never a lien on my title and the bank never has had my title. I ended up not paying the loan payments for 3 months and they charged it off as (bad credit) I havnt heard from them in over a year (with no attempts to repo, and no calls from any debt collectors) My question is, if i go and register the car now that i got it fixed, will there still be a lien put on the car, or will it be lien free (meaning i can go sell it and keep the money?)

EDIT: I LIVE IN IOWA (IF THAT HELPS AT ALL)

A couple years back i bought a car (private party) with a local bank auto loan. I purchased the car but it immediately blew up so i never registered it. Meaning that there was never a lien on my title and the bank never has had my title. I ended up not paying the loan payments for 3 months and they charged it off as (bad credit) I havnt heard from them in over a year (with no attempts to repo, and no calls from any debt collectors) My question is, if i go and register the car now that i got it fixed, will there still be a lien put on the car, or will it be lien free (meaning i can go sell it and keep the money?)

YES I KNOW THAT IT WAS A DUMB FINANCIAL DECISION SO PLEASE JUST TRY TO ANSWER THE QUESTION WITHOUT TELLING ME I SHOULD HAVE JUST PAID IT, THANK YOU!