Love/hate relationship with Monarch - Does anyone use it for budgetting? Other recs?
I used to track my yearly and monthly budgest in a DIY Google sheet, but I wanted to switch to something more automated and less amateur looking. I recently signed up for Monarch (plus version even) and set it up. I love the interface, the different menus, and the ease of expesnes being automatically categorized.
However, I'm very disappointed with their "budgetting" aspect. From what I understand, you're not able to see your yearly spend per category next to what you had acutally bugetted, nor the difference between the two year-to-date. You can only see this in the Month view, and the remaining positive/negative value in the month view is only the YTD remaining value, not what you acutally have left to spend in the present year.
TL;DR: I don't like that I can't see the bid-picture state of my yearly finances that way.
I'm torn because I really like their app but I can't beleive they don't have this super basic feature that my spreadsheet had. I feel like Monarch is basically just a cashflow aggregator app, but an actual budgetting/planning app.
Has anyone had the same realizaton/annoyance? (Did you find any workarounds?)
What other personal finance / budettings apps would you recommend?