u/Difficult_Vanilla814

I have 3M PKR Savings that is of no use and willing to invest all this in July into PSX. I planned to diversify this way:

https://preview.redd.it/rh26dmsqsk9h1.png?width=446&format=png&auto=webp&s=14815e994b9108c6511b384b683a5b556623e5a0

Firstly, should I put all this money lump-sum?
Secondly, is the diversification for like 7-10 years target okay?

Thirdly, I am a late filer right now so much tax on profits will be applicable for "Late Filer"?

I was provided a company laptop for work. Over time, the laptop developed issues and became damaged due to normal wear and tear and regular usage, not because of any negligence, misuse, accident, or intentional act on my part.

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Now, the company is deducting a fine/charging me for the damage. I would like to know whether this is legally permissible. Can an employer hold an employee or contractor financially responsible for equipment that deteriorates or fails due to age, normal use, or technical issues beyond their control?

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What are my rights in this situation, and what steps can I take if I believe the deduction is unfair?

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Any legal guidance would be appreciated.

Hello,

I have recently registered as a filer on FBR IRIS on 14 June 2026 and would appreciate your guidance regarding a few tax-related matters.

My understanding is that since I have registered now, I need to file the Income Tax Return for Tax Year 2025 (July 2024 to June 2025) and pay the ATL surcharge of Rs. 1,000 in order to have my name included in the Active Taxpayers List (ATL) as a LATE FILER. Please let me know if my understanding is correct.

If so far this is true, my main question concerns my freelance income. I have been working as a freelancer since 2024 upto the end of 2025. As a first-time filer, am I required to calculate and pay tax on the income earned during that period, or can I simply declare the accumulated amount as assets/funds in my tax return file and will only pay taxes only on income earned during the current tax year (July 2025 to June 2026)?

In other words, how should a first-time filer properly declare income and assets that were earned before registering as a filer?

Additionally, I would like to ask whether I am eligible to register with PSEB immediately after registering on FBR IRIS, or whether there are any prerequisites, such as filing a tax return first or obtaining ATL status.

I would be grateful for your guidance on these matters.

Thank you.

Hello,

I have recently registered as a filer on FBR IRIS on 14 June 2026 and would appreciate your guidance regarding a few tax-related matters.

My understanding is that since I have registered now, I need to file the Income Tax Return for Tax Year 2025 (July 2024 to June 2025) and pay the ATL surcharge of Rs. 1,000 in order to have my name included in the Active Taxpayers List (ATL) as a LATE FILER. Please let me know if my understanding is correct.

If so far this is true, my main question concerns my freelance income. I have been working as a freelancer since 2024 upto the end of 2025. As a first-time filer, am I required to calculate and pay tax on the income earned during that period, or can I simply declare the accumulated amount as assets/funds in my tax return file and will only pay taxes only on income earned during the current tax year (July 2025 to June 2026)?

In other words, how should a first-time filer properly declare income and assets that were earned before registering as a filer?

Additionally, I would like to ask whether I am eligible to register with PSEB immediately after registering on FBR IRIS, or whether there are any prerequisites, such as filing a tax return first or obtaining ATL status.

I would be grateful for your guidance on these matters.

Thank you.