u/Distinct-Crow-1625

I'm at a loss on what to do anymore.

In 2025 I got into a car accident I did end up getting a new car. I pay 300 every month for the car and split the payments in between. My car insurance is 413 ( it's gonna go down with the renewal.) ( can't pay my insurance right now due to being tight and a lot of my expenses were from my car and self care like getting my hair done ( cannot do it myself ) sometimes my mom has to take my car due to something being wrong with hers.

I'm on disability and only get 500 the 1st of every month.

I'm also 11k in debt with credit cards and am trying to pay down my highest which is 7,700

My other two is at 1,000 and the other one at 2,400 0 APR which ends in May unfortunately.

I do live with my parent which I give them 200 dollars out of my ssi to pay for rent and my parents doesn't buy me groceries or anything I have to buy my own. Some days I cannot afford any groceries so I just have to deal until I get paid sense my parents said it's my responsibility and they only have enough money for themselves.

I do work right now part time at a gym which has been helping me with my depression I do also go to therapy and it's free due to me being on disability.

I also baby sit on the side for parents I'm also thinking about doing door dash sense my car needs new windshield wipers.

Today I just broke down I have no support at all and I can't do a balance transfer due to my credit being too low and a missed payment.

Of course I don't use the cards at all sense one is closed. I'm at a loss I have some days I couldn't even get groceries so I just had to skip. Today I do need to go grocery shopping thinking about having to just use my credit card sense theirs no food pantry where I live. I do get food stamps but 23 only.

I guess I'm at a loss on what to do exactly.

Discover: 2,500 minimum 75

Bank of America closed 998 minimum 35

Capital one 8,305 minimum 390 sometimes 520

Apr 24 percent

Now I'm 26 I will be 27 in a 2 months I've never been in a relationship and never had sex. (this doesn't bother me sense I'm not really interested in doing any of that unless I sincerely like the person this does not bother me)

Now ive never really been the type to be successful with dating I've asked guys out my whole life and was not really successful. A lot of guys either just didn't see anything with me which is fine I've gotten used to getting rejected but the rare time I was accepted it did freak me out a bit due to guys always expressing disinterest in me or just liking someone else ( which again is fine )

No this was not the top whatever thing people say on reddit.

In real life from friends I've heard: that I'm amazing I can make people laugh and I take extremely good care of myself. I go to therapy and the gym I've been working out for 3 years. I've been into strength training which has been fun.

If you go through my profile I've only had 1 success that was when I was 22 and haven't sense then it was a yes we only lasted for 1 week.

Here is a picture of me: Yes I know I'm average in looks.

Pic 1. https://www.dropbox.com/scl/fi/ebumjd6fxkbc553ndmpj5/20260802\_150108.jpg?rlkey=egf4hs5kon09ctacybuwozqgb&st=heyqlj8y&dl=0

Pic 2. https://www.dropbox.com/scl/fi/h7ct868r4zgfxr5w4xhum/20260803\_182008.jpg?rlkey=wu84o2u0k5dk7qp27jgzp4po3&st=ocn4vv28&dl=0

So a year ago I met this girl at the gym ( I'm a women who is into women ) we flirted back and fourth and talked for 3 hours at the gym I could tell things were mutual. After awhile her boyfriend found out about us talking and got upset and told her to stop talking with me. Which I did I respected what she said and stopped talking with her. We followed each other on Instagram she soon unfollowed me and I had to unfollow her because it got too much she did end up blocking me on Instagram.

Before I unfollowed her she would always look for me at the gym to see if I was there etc. I no longer go to that gym and I do think her and that guy are still together. Of course it's been a year later I've been going to a new gym and focusing on other areas in my life. I do think about her sometimes. I still do like her but I've been focusing on more and other matters. I always thought what if we actually did end up together? I remember telling her I felt like I was talking to my future wife and she replied ill let you know when I'm done with him.