Help with Retirement Strategy

I’m 23, single, making $92,000 and living at home with virtually no expenses. I have $65,000 in a Roth IRA, $1,500 in a Roth 401K, and $50,000 in an S&P 500 brokerage.

I can invest about $55,000 and plan to retire around 50. I’m going to max my Roth IRA and HSA each year and I’ll likely use ACA insurance from 50–65, so controlling MAGI in early retirement matters.

How would you split the remaining money between Traditional 401K, Roth 401K, and taxable brokerage? How would you divide the savings between the 3?

reddit.com
u/DoctorOctopus_ — 4 days ago

Help with Retirement Strategy

I’m 23, single, making $92,000 and living at home with virtually no expenses. I have $65,000 in a Roth IRA, $1,500 in a Roth 401K, and $50,000 in an S&P 500 brokerage.

I can invest about $55,000 and plan to retire around 50. I’m going to max my Roth IRA and HSA each year and I’ll likely use ACA insurance from 50–65, so controlling MAGI in early retirement matters.

How would you split the remaining money between Traditional 401K, Roth 401K, and taxable brokerage? How would you divide the savings between the 3?

reddit.com
u/DoctorOctopus_ — 4 days ago

Retirement Strategy

I’m 23, single, making $92,000 and living at home with virtually no expenses. I have $65,000 in a Roth IRA, $1,500 in a Roth 401K, and $50,000 in an S&P 500 brokerage.

I can invest about $55,000 and plan to retire around 50. I’m going to max my Roth IRA and HSA each year and I’ll likely use ACA insurance from 50–65, so controlling MAGI in early retirement matters.

How would you split the remaining money between Traditional 401K, Roth 401K, and taxable brokerage? How would you divide the savings between the 3?

reddit.com
u/DoctorOctopus_ — 4 days ago
▲ 11 r/Fire

Need Help with Retirement Strategy

I’m 23, single, making $92,000 and living at home with virtually no expenses. I have $65,000 in a Roth IRA, $1,500 in a Roth 401K, and $50,000 in an S&P 500 brokerage.

I can invest about $55,000 and plan to retire around 50. I’m going to max my Roth IRA and HSA each year and I’ll likely use ACA insurance from 50–65, so controlling MAGI in early retirement matters.

How would you split the remaining money between Traditional 401K, Roth 401K, and taxable brokerage? How would you divide the savings between the 3?

reddit.com
u/DoctorOctopus_ — 4 days ago

Help with Retirement Strategy

I’m 23, single, making $92,000 and living at home with virtually no expenses. I have $65,000 in a Roth IRA, $1,500 in a Roth 401K, and $50,000 in an S&P 500 brokerage.

I can invest about $55,000 and plan to retire around 50. I’m going to max my Roth IRA and HSA each year and I’ll likely use ACA insurance from 50–65, so controlling MAGI in early retirement matters.

How would you split the remaining money between Traditional 401K, Roth 401K, and taxable brokerage? How would you divide the savings between the 3?

reddit.com
u/DoctorOctopus_ — 4 days ago

[LF] Want to be in someone’s Spotify family plan

Hi everyone! I am based in the US. Looking for a spot in someone's Spotify family plan, preferably long term.

Can pay using Venmo or cashapp

reddit.com
u/DoctorOctopus_ — 24 days ago

[LF] Wanting to be in someone’s Spotify family plan

Hi everyone! I am based in the US. Looking for a spot in someone's Spotify family plan, preferably long term.

Can pay using Venmo or cashapp

reddit.com
u/DoctorOctopus_ — 24 days ago
▲ 1.1k r/NYKnicks

Free agent center Andre Drummond has agreed to a one-year, $3.9 million to sign with the New York Knicks, sources tell ESPN.

espn.com
u/DoctorOctopus_ — 2 months ago
▲ 6 r/PwC

If we don’t hear anything this week does that mean we didn’t get laid off from CRTs?

A1 - Haven’t received any emails about this so just curious!

reddit.com
u/DoctorOctopus_ — 2 months ago