Help with Retirement Strategy
I’m 23, single, making $92,000 and living at home with virtually no expenses. I have $65,000 in a Roth IRA, $1,500 in a Roth 401K, and $50,000 in an S&P 500 brokerage.
I can invest about $55,000 and plan to retire around 50. I’m going to max my Roth IRA and HSA each year and I’ll likely use ACA insurance from 50–65, so controlling MAGI in early retirement matters.
How would you split the remaining money between Traditional 401K, Roth 401K, and taxable brokerage? How would you divide the savings between the 3?