...and WHY?

Do you use different fonts for different use cases?

What are youe go-to's?

I previously bought the 472ml bottle of TendSkin from Amazon a couple years back and now I can't find it anywhere!

Any ideas?

Thanks! :)

Mortgage is up for renewal on Aug 1st. Balance will be $185,000 with current projected amortisation around April 2041 (15 years).

Any thoughts on:

Fixed Rate

6 Month Fixed Closed - 5.59%

1 Year Fixed Closed - 5.14%

2 Year Fixed Closed - 4.19%

3 Year Fixed Closed - 4.24%

4 Year Fixed Closed - 4.34%

5 Year Fixed Closed - 4.39%

6 Year Fixed Closed - 5.24%

7 Year Fixed Closed - 5.29%

10 Year Fixed Closed - 5.34&

Variable Rate

5 Year Variable Closed

3.79

-0.81*

I'm struggling to decide on a strategy.

2013 Honda CBR600F ABS – ~22k miles

16,300 miles: Bought the bike with an oil service. Never once check the oil level had no issues.

19,200 miles (10 months later): Full service carried out including oil, oil filter and spark plugs. Filled with Motul 7100 10W-40.

20,400 miles (2 months later): Checked the oil level and was shocked to find it almost off the sight glass. There was only the tiniest smear of oil visible, well below the minimum mark.

I added approximately 350 ml to bring the level back up to the MAX mark. Two weeks and around 500 miles later, the oil level is now roughly halfway between MIN and MAX.

When having new tyres fitted, the mechanic noticed a significant amount of oil residue around the front sprocket area. He said it could simply be chain lube being flung off the sprocket, but that along with the amount of oil the bike appears to have lost in around 1,000 miles, he suspects there may be an oil leak.

I then took the bike to my regular mechanic to have the steering head bearings replaced and asked him to investigate the suspected leak. He said he would check but he thinks the level of oil consumption wasn't particularly unusual if the bike is ridden hard, which it is. The garage is reputable and I do ride the bike pretty hard, but losing what appears to be around half a litre of oil in roughly 1,000 miles seems excessive for a Honda PC41 i4 engine with only 21,800 miles on it.

Does this sound normal for a CBR600F/CB600F/Hornet 600 engine?

Thoughts?

ChatGPT Pro here.

It cannot read excel files from project sources but can read it in individual chats just fine.

I tried saving as csv and ods and it doesn't make a difference.

Can anyone help me please?

A significant Tax Tribunal hearing begins next week that could become one of the most important cases involving the UK's Managed Service Company (MSC) legislation.

For those unfamiliar, the MSC rules were introduced to prevent workers using certain company structures to avoid PAYE and National Insurance. HMRC's interpretation of those rules has been heavily disputed and has led to long-running disputes involving hundreds of contractors and several accountancy providers.

HMRC's position is that particular accountancy providers (Boox & Churchill Knight) exercised enough influence and control over its contractor clients that their limited companies became "Managed Service Companies", resulting in additional PAYE and National Insurance liabilities.

The accountancy providers and affected contractors dispute this and argue that the MSC legislation has been applied incorrectly.

The Tribunal will decide whether HMRC's interpretation of the law is correct and whether the arrangements fell within the scope of the MSC rules.

The upcoming hearing will examine key questions around how the legislation should be applied and whether the accountancy provider at the centre of the case falls within the definition of an MSC Provider.

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Hearing dates: 15–26 June

Location: Taylor House, 88 Rosebery Avenue, London EC1R 4QU

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Indicative timetable (subject to change):

• 15–16 June: Opening submissions
• 16–22 June: Witness evidence
• 22–26 June: HMRC evidence and closing arguments

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The hearing is public and can be attended in person or online, however there is extremely limited capacity so online attendance is encouraged.

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To request an online link, email taxappeals@justice.gov.uk and request a link quoting:

• Lead Appellant: The App Accounting Group Limited
• Case Number: TC/2025/00190

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Regardless of your views on the MSC legislation, this is shaping up to be a pivotal case with potentially far-reaching implications for contractors, accountants, tax advisers and HMRC.

Any way around this please?

2013 Honda CBR600F not the fastest bike but its been de-cat and dyno tuned. Riding is probably 60/40 City/Country Lanes (pretty quick 🫣). City riding is just getting about and country lanes tend to be all-day rides.

I bought this bike with Michelin Pilot Power 2CT which I had never head of and disappointingly had plenty of tread left so I couldn't justify buying a new set of tyres. I was however pleasantly surprised with how good they have been!

For reference these were Michelins first ever dual-compound tyre (harder central zone for durability with softer shoulders for enhanced cornering traction) from the early 2000's which due to popularity are still manufactured today!

Nevertheless, the time has come to change them and whilst the Road 6 was the obvious 'default' choice (I also had them on my previous bike), the Power 6 caught my eye.

They are supposed to be a sportier 'upgrade' to the Road 6.

Road to track (all street legal) pecking order is:

• Road 6
• Power 6
• Power GP2
• Power Cup 2

Approx. price:

• Road 6 £301 - £129 Front, £172 Rear
• Power 6 £305 - £139 Front, £166 Rear

I suspect the Power 6 will have a little less longevity, but any other thoughts and opinions?

Anyone have experience with the Power 6?

Cheers! :)