Cycling Tours SEA

I’m reading Reddit reviews and seem to get mixed opinions on cycling tours in SEA. Vietnam seems to be a mixed bag depending on the person. It’s either great or horrible, no middle ground. Thailand is similar. Taiwan seems to get the consistent best reviews. My criteria is largely tied to safety while cycling on the roads. Scenery, guide/tour company, food, accommodations etc. are important as well. I welcome advice from those that have visited these countries on cycling tours.

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u/Dudleypat — 13 hours ago

RLI Umbrella Insurance

I’m considering RLI to replace my current Umbrella Insurance company. My son had small car accident back in February and I was denied Travelers Umbrella insurance today. Will RLI be more amenable or should I not even bother applying?

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u/Dudleypat — 3 days ago

New Insurance agent with poor follow up skills

I just left State Farm auto to go with Travelers who I had my home insurance with. I have also added umbrella insurance as I’m using another company at the moment. This will give me bundled plan with Travelers and will save money on all 3 premiums. My issue is that I’m waiting to get my Umbrella insurance approved although agent had me pay annual premium in advance. It’s been over a week and still waiting for approval. The problem I have is that my agent sucks at follow up when I email her for an update on the status. I just called now and the receptionist is saying she’s speaking to owner of agency now about it although not sure why she couldn’t pick up the phone to tell me this directly. I’m already thinking I’m going to switch eventually to another company as my prior State Farm agent was also terrible at responding to emails. I’ve been in sales my whole career and I follow up immediately with clients regardless of the situation or even time of day. I refuse to work with anyone who is a service provider that is poor at following up with me when I have plenty of other options. Has anyone else dealt with this issue before?

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u/Dudleypat — 3 days ago

GX summer tune up

07 gx470 with 180k is running pretty good. I’m thinking about taking it in this week to my mechanic to have him check everything out in advance of my son using it for July 4th drive (90 minutes) to the beach. It’s also supposed to get up near 100 degrees this weekend. Any thoughts on this type of a “summer tuneup” service and things I should ensure are looked at?

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u/Dudleypat — 6 days ago

True umbrella vs excessive umbrella insurance

I have $3M umbrella and in process of bumping up to $5M However, I just learned about True Umbrella Insurance which seems a better more comprehensive option. Any advice would be appreciated.

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u/Dudleypat — 9 days ago

Shirt Hemming

I’m surprised that Charles Tyrwhitt, Proper Cloth and other brands don’t offer hemming as a standard/custom option when buying casual shirts like their linen ones. Most guys wear linen shirts and casual shirts untucked, especially in warmer weather, but they’re almost always way too long straight out of the box. The default length looks sloppy untucked and awkward if you do decide to tuck. Unless you buy Untuckit brand shirts you need to get your shirts hemmed.
I’ve been getting shirts professionally hemmed for years and just had a batch done from both Charles Tyrwhitt and Proper Cloth. It makes a huge difference — clean, modern untucked length that hits right at the hip/belt line. Highly recommend it if you buy casual or linen shirts from them (or anywhere else).
Anyone else doing the same? Curious why custom shirt makers don’t let you specify untucked/hem length at checkout but you can opt for other alterations.

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u/Dudleypat — 10 days ago

Exploring TRT

Just got TRT lab back and I’m at a measly 336 down from over 400 last year. I’m going to retest in a week as I’m dealing with jet lag from a recent trip to Japan and sleep has been erratic. In the event second tear is similar, I’m definitely going to ask my doctor for a TRT prescription. In the event he doesn’t think I’m a candidate just yet, what is the most reputable online option out there? I just want to proceed as safely as possible if I go down this road.

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u/Dudleypat — 23 days ago

Dad need advice on reconnecting with son

My youngest son (20) who is a good kid, student etc. and I have largely a transactional relationship at this point and not all that deep. I just don’t know what’s going to change as he’s not into watching or talking about sports, current events or anything besides cars and clothes which I do enjoy but other than that we generally don’t seem to have a lot to talk about outside of basic stuff. He dates a beautiful girl who is from a prominent family and his college buddies are all son’s of successful parents. I know he’s enamored with all of this, not to suggest we’re not doing OK but just not at that level.

We’re on vacation at the moment and we got into it already about something stupid. I have little faith that we’ll ever have a meaningful bond as we once had when he was younger. He’s pretty stoic and doesn’t seem to have a warmness to him that my other son has who I do gel with very well. He’s 4 years older and lives in an apartment in the city and has a great job. We bond over our passion for sports along with other stuff.

I care very deeply for my youngest son but also don’t want to be played if he’s not reciprocating and sees me more as a meal ticket. My wife badgers me about the relationship and my role but truthfully he just doesn’t make any meaningful effort. Unfortunately, I wasn’t that close to my late dad so I know the situation firsthand as a son. I’m not sure what to do going forward as he’ll be on his own in a few years and I can see even more distance growing between us.

Any advice would be appreciated!

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u/Dudleypat — 1 month ago

OTF Tokyo

I took a Tread 50 class at a Tokyo location yesterday. Studio was pretty similar to a typical OTF. Biggest difference was you couldn’t wear sneakers off the street and made me rent a pair of theirs. Iconically, I always bring separate sneakers daily at home. They also had loaner Nike clothing available. They created a brag board for me and took picture of me and coach afterwards.

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u/Dudleypat — 1 month ago
▲ 3 r/homeowners+1 crossposts

Away for 10 days, turned off main water and set water heater to low.

I’m a bit nervous as I should have set to Pilot rather than low. I’m thinking about having my in-laws drive over to set to pilot but would rather not trouble them. Any advice would be greatly appreciated.

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u/Dudleypat — 1 month ago
▲ 4 r/sales

I worked at a former employer for two years with a completely clean expense history. I’m the type of person who would never pad expenses and am very by the book wuth these matters. I often even neglect to submit small receipts for minor things. Near the end of my time there, I had two separate sales promotional expenses, roughly $400 each. The promotion expenses were for some gimmicky sales strategy that was highly ineffective but I executed it anyway. I took photos of the receipts and uploaded them through the expense platform. I’m worried that I may have accidentally uploaded the same receipt photo twice for the two different purchases. The expense report was also approved much quicker than normal, and two days later I was suddenly let go a two days with a very vague “performance” reason. No one ever mentioned expenses or receipts to me. Could an honest duplicate receipt mistake like this be enough for a company to fire someone without ever addressing it directly? I would like to think they would have approached me about this and given me the chance to explain and produce all receipts. Has anyone seen this happen?

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u/Dudleypat — 2 months ago