u/EcstaticAstronaut984

▲ 1 r/TaxUK

Bed & ISA vs CGT

Two scenarios, hopefully someone could help me understand or point towards correct links?

  1. I've held some shares in my regular Trading account, with unrealised profit of £2k. I moved them to my S&S ISA (via "Bed & ISA" process). Does this count towards by £3k CGT anual allowance and now I have £1k left or still £3k to use?

  2. I've held some shares in my regular Trading account, with unrealised loss of £2k. I moved them to my ISA (via "Bed and ISA" process). Do I (how) need to let HMRC know; so I can offset other profits against it?

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u/EcstaticAstronaut984 — 8 days ago

Motorcycle friendly cafes in Hearts?

Good morning!

I'm trying to compose a list of moto/pushbike friendly coffee shops with a laid back design in our area or slightly outside of Herts (for personal use, so I have some options to ride to during a sunny Sunday).

I know the below ones... Anything else worth adding to the list? I'm not interested in typical moto cafeterias that focus on breakfasts and burgers but rather something pulling me in with a cosy design, good coffee and some warmth to it.

- Veloce Club, Hitchin https://maps.app.goo.gl/2XvAJuvuxsi87NZs9

- Hot Numbers Roastery, Shepreth https://maps.app.goo.gl/u2wAQjXGCiZKFTKV7

- Bike Stop, Stevenage https://maps.app.goo.gl/BvLyZpGc8WEKYTT47

- The Barn, Turnville Heath https://maps.app.goo.gl/vvtwPne4QF3ZQpTF9

- The Spire & Spoke, Watlington https://maps.app.goo.gl/FNWRogb7xUA3ycjZ6

- Spoke Cycles, Codicote https://maps.app.goo.gl/YRPvWzVDNtSUNujx9

Anything else worth adding from your experience??

EDIT: OMG I just spotted that nasty spelling error in the subject and I cannot edit it 🫪😅

u/EcstaticAstronaut984 — 8 days ago

Slow speed manouvers and emergency braking exercise

How frequently do you, folks, practice the above on a closed off parking lot etc? I tend to do it after every other group ride with my chaps + 1 weekend a month, so pretty frequently. I'm 42M.

When I speak to my moto pals, the 99% answer is "never".

I feel odd practicing so often,I even get odd looks from other bikers passing by. But even 20 mins in the parking lot gives me a massive confidence boost on road.

(I got inspired by some old Motojitsu YT videos)

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u/EcstaticAstronaut984 — 10 days ago

Hey folks! My first post here. My first post on Reddit, ever.

I've been riding bikes for a while now (6 years). Been on some safety courses like Biker Down, BikeSafe UK (Hertfordshire). Had a variety of them: Speed Triple, NC750X, Tenere 700, Scrambler 900, and a few more.

And I've ridden scooters in Asia on a daily basis... And I love the convenience of them & the non-complexity aspect (jump and ride).

So I started to allow the thought of getting one (scooter) to grow in my head... Sadly I have space just for one. So my Scrambler 900 has to go. I've been looking at a maxi scooter like ADV 350 etc

But... I feel I'll be treated differently within my biking circle. Maybe this isn't true,maybe it's just me. Has any of you switched from a proper bike to a scooter? And how did things change within your biking social circle? Are you now excluded from longer Euro trips or kept to a side, or nothing changed at all and I'm just imaginative?

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u/EcstaticAstronaut984 — 16 days ago