u/Electrical-Cup-7089

My so got into an accident and crashed my car. My car was a write off and I went to an icbc insurance broker and they were able to backdate my insurance max 45 days to get a refund on the insurance since I did not use a rental vehicle. My broker said they can email icbc to further backdate the insurance tk get it further back to the date of the insurance to get more money back since I haven’t been driving it.

Now icbc is calling back saying that since I have been in possession of the car exceeding the date, they will invoice me for the insurance that I got back even though i didn’t even drive the car. It took awhile for it to get valued and towed.

Has this happened to anyone? Did anyone fight to is? I don’t think I can just ignore the invoice since they will likely make me pay it before I renew my other vehicle.

Thanks

Hello. recently got a 2017 IS300 AWD with cognac (?) brown seats which I love. I want to keep them in the really nice condition that they are. I haven't really used interior protectant before, coming from a forever black seat owner. What protectant can I use that won't darken the seats. Thanks.

Hi all, I am proposing this itinerary to my driver for my time in Bali. I don’t have a lot of time. I just want to make sure this is doable. I am coming from the Pacific Northwest so I put the 2am mt batur on the 2nd day cause I’ll likely not be over jet lag. It will be 11am my local time. I like adventure holidays, don’t like chilling on the beach type holiday. I do and will want to spend sometime sitting in a cafe or my hotel soaking in the jungle, pool atmosphere catching up on some emails (like an hour or so a day). Does this sound ok?

Also should I book my own activities or let my driver book? I hear I can get better deals if I book on klook or something cause often the drivers get a cut.

Thanks!

Oct 31 – Arrival in Bali
Airport pickup with supermarket stop
Lunch en route
Hotel check-in in Ubud, drop off
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Nov 1 – Batur, Culture & Purification
Mount Batur Sunrise Jeep Tour
Breakfast with Kintamani views at Akasa specialty coffee
Teman Beji Griya purification
Penglipuran Village
If early, drop off at hotel or in ubud city centre for dinner
Nov 2
8:30 AM Gorilla Cave ATV (250cc) and or river rafting depending on price
Ubud Palace
Ubud Art Market
Coffee, Lunch and email break at Sari Organik (or some other suggested location)
Optional short Campuhan Ridge Walk
Jatiluwih Rice Terraces
Drop off in Ubud hotel
Nov 3 – Uluwatu Day
Floating breakfast at hotel before pickup (is there time for this?)
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Check out from Ubud hotel
Melasti Beach, maybe some SUP
Check in to Uluwatu hotel
Uluwatu Temple: 5:30pm session
Kecak Fire Dance
drop off, quick dinner and relax
Nov 4 – Ocean Day
Early morning to Sanur harbour
Nusa Penida snorkeling tour

I am not a strong swimmer and really want to see Manta rays so I need a life jacket/snorkel vest and a guide (or you) staying beside me. Please do Manta Bay first if conditions are appropriate. I don't want to enter Manta Point if the current is strong.  And then do 1 or 2 easier reef sites.   

Also see sites in Penida (the beaches)

Return to Sanur
Warung babi guling: nasi bali
Shopping / relaxed stroll
Jimbaran seafood dinner

Nov 5 – Departure
Check out
Breakfast (Go into uluwatu for quick breakfast? Alchemy?
Airport transfer