Any US islamic financing companies that requires less than 25% down on investment properties?

I’ve spoken to Guidance and Uif and they both charge 25% down payment for invest investment properties. That’s quite a bit compared to regular lenders. Are there any other options within the US?

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u/EmotionalEmu7121 — 1 day ago
▲ 184 r/nova

Govt job salaries vs home prices

Nova is really filled with govt and gov con jobs and their salaries are so low. I interviewed for DCAA with 3 yoe and got 60k offered. You’d be living paycheck to paycheck with this offering. Most jobs description have a similar offerings

What i dont understand is if MOST of the people here are working gov jobs, how are people affording mortgage and rent here since most houses costs north of 650k?

What am I missing?

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u/EmotionalEmu7121 — 7 days ago

What are those GOOD locations for vending machines?

I have been reading a few threads on whether or not vending machines business is still profitable in 2026? Following were the main concerns:

- Good location

- Buying the machine at an affordable price

Everyone kept saying to find a good location but no one said what that good location is? Pharmacies? Laundromats? Restaurants? Property Management Office?

Secondly, there are tons of options for machines but what ones are good to start off with within 5k?

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u/EmotionalEmu7121 — 8 days ago

What are my options after a Contractor ghosted me after payment?

I hired a contractor in the Cleveland/Akron, OH area for a 9K rehab job. It was supposed to be a four week work and I paid 50% (4500) upfront.

For the first two weeks, he would send me pictures of updates, but I could easily tell that those were AI pictures. I started asking for videos and he would take days to send a video and once he did, it was super blurry (AI doctored video).

Halfway (2 weeks) through the job, I sent my property manager to take a look and it was not even a surprise to see that this house was in the SAME condition as it was before AND NOT A SINGLE WORK WAS DONE.

I confronted them and after a long back-and-forth, he said he would send me a refund. It’s been almost a week and now he is ghosting my messages.

I have his insurance information and I made a payment through credit card which I can charge back. But what other options you would take to get back to this guy because he has wasted three weeks?

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u/EmotionalEmu7121 — 10 days ago
▲ 87 r/tax

How common is it to run personal expenses through business?

On my work, I get to meet a lot of business owners. I’m fairly new in my work, but I see owners casually mentioning how they use their $200 family meals as a business expense and a trip to a theme park of $600 as a business expense.

That sounds like a not right thing to do. However, it seems like very common. I have seen people put thousands of dollars of sports tickets being included in business expense.

Do they not fear the audit?

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u/EmotionalEmu7121 — 21 days ago

Share one game changing tax saving strategy in Real estate

What is your favorite or one game changing tax saving strategy that you use once you got into real estate whether you’re in flipping or short-term rental or buy and hold?

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u/EmotionalEmu7121 — 22 days ago

GNP 7/2

1: highline trail on logan pass
2: a stop right before logan pass. Bunch of mountain goats
3: stop along GTTSR
4: apgar village
5: two medicine
6: wild goose island lookout

This is legit the best landscape out there. We all loved it: How do you even go to another place while having GNP as the bar?

Whoever did not inform there is no paved road on many glacier, count your days. We couldnt do it because of a fear of flat tire with no signal

u/EmotionalEmu7121 — 23 days ago

Bunch of things i planned has been closed due to weather

We just arrived today and found out that GTTSR is closed for the most part and many Glacier has gotten flooding and is also closed. These were the only reasons I came to the area.

I am leaving Thursday evening. Is there any chance that GTTSR will be fully opened either tomorrow or Wednesday? Has anyone spoken to Park Rangers and gotten any update regarding GTTSR and many glacier?

We are not really hikers with elderlies. Thank you!

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u/EmotionalEmu7121 — 27 days ago

Heading to GNP next week.

  1. We are planning 2 days. 1st on the east side and 2nd day starting from west side and doing the full GTTSR. Wanted to ask specifically on the west side, other then entering at 7 am in the morning, if we enter after 2pm, would it start getting emptier?

  2. If you had to pick one spot for getting into the water, where would it be and what gear would you recommend?

  3. How likely are we able to snag 4 st marys boat tickets on the spot since we cant find it online?

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u/EmotionalEmu7121 — 1 month ago

Which card to get for construction/home renovation

I have a 10 K pen coming up and wanted to open a new card for sign-up bonus. Other than ink business cards, are there any other cards with a higher sign of bonuses and potentially 0% APR?

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u/EmotionalEmu7121 — 1 month ago
▲ 3 r/govcon

Government contract jobs - which are not a 1099 position

Hey guys, does anyone here work for a government contracting accounting job? I have heard from couple of people that these gigs tend to have government hours (an actual 9-5) with a higher pay than what government jobs pay.

How true is that? I live in the DC area so im assuming there would be quite of few opportunities. I am not too sure where to start looking for these kind of job opportunities

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u/EmotionalEmu7121 — 1 month ago

Government contract jobs - which are not a 1099 position

Hey guys, does anyone here work for a government contracting accounting job? I have heard from couple of people that these gigs tend to have government hours (an actual 9-5) with a higher pay than what government jobs pay.

How true is that? I live in the DC area so im assuming there would be quite of few opportunities. I am not too sure where to start looking for these kind of job opportunities

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u/EmotionalEmu7121 — 1 month ago

What’s the best type of starter home?

If I have 10 to 15,000 saved up, is it recommended to purchase a property in a Midwestern town like Toledo, OH, or Akron, OH?

If I have an option to purchase a property at around 70-80,000 which is cash flow 1000 to 1200, is that still a way to get started?

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u/EmotionalEmu7121 — 1 month ago

Where can i find these kinda spots in GNP without any hike or minimal hike?

Looking for these flowers bloomed and walking through these? Is this a specifc spot or plenty of them?

u/EmotionalEmu7121 — 1 month ago

Advice on entry timing in Jul 5 and Jul 6

We are planning to spend day 1 on west side and day 2 on east side and driving GTTSR on one of those days. I hear everyone saying to go early to avoid traffic. I got stuck for 2 hours in line at grand canyon entry and had no idea it gets this busy.

What time should we plan to enter with no lines/minimal wait on west side and east side?

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u/EmotionalEmu7121 — 1 month ago

Activities to do outside of sightseeing and hiking

What would you say are some of the interesting but uncommon things to do around the GNP area? I have seen some motorboats for a relatively affordable price, which I’m interested in wondering what other activities are there in or outside of GNP?

Also, what is that one spot that you just stumbled upon while you were there which you did didn’t Google?

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u/EmotionalEmu7121 — 2 months ago

Arriving in Kalispell for 3 days

Hey guys, we will be arriving in kalispell in early July for three days primarily to visit glacier national Park. I want to get some recommendations for itinerary.

I’m planning on doing first day on the west side and then the second day on the east side. Is that something that a lot of people do or is the whole park Doable in one day with GTSSR?

Except for hiking, what are some activities that we can do within the park/lake? I’ve seen a lot of pictures for kayaking and paddle boarding at Lake MacDonald, which seems super nice.

Can you guys also tell me what some of the best spots that no one should miss which is accessible without a big hike?

I want to spare one day for outside of the park like or other town. Do you guys have any recommend recommendations for any fun or scenic spot outside of glacier?

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u/EmotionalEmu7121 — 2 months ago

First time going to Glacier, but worries about the bears

I just recently discovered GNP and it looks otherworldly. From what i have seen, lake avalanche seems the most beautiful. But i am not a hiker and I am scared about the Bears esp been hearing about recent attacks.

I am visiting there 1st july. I wanted to know if these bears are always a threat during the summer or it tones down? Are there enough people on that trail who I can ‘tag along’ with if im worried going alone?

Side note: please let me know your favorite lake or picture spot with less hiking from any parking lot than avalanche

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u/EmotionalEmu7121 — 2 months ago