u/Equivalent_Fig_3353

STRC with 2x monthly dividend payouts - good idea.

STRC dividend payout coinciding with the next ex dividend date - worth a closer look.

Auto reinvest of dividend payout (popular default for many investors) creates extra demand on the payout day and can artificially bump the price. See the past month April 30, 2026 for the price spike evidence on payout day. Effectively this effect is likely to make it cheaper for MSTR to borrow money for that first period, as the drawdown is likely to be less than (interest rate / 24).

It would be more investor friendly to have dividends paid 1 or 2 days prior to ex div.

Thoughts?

Analyzed what seemed like a surprising RD rejection from Vanderbilt this year for one of our high school's top students - excellent grades, ECs, awards, LoRs. Reviewed the scattergram with several years of data and then it really wasn't surprising anymore...

• Vanderbilt hasn't admitted anyone from the high school with a 1520 or better SAT (all applied RD). Half of these 1520+ applicants were waitlisted, rest rejected
• Few RD admits with SAT between 1400-1500 and strong grades.
• Couple ED admits with good grades, Test Optional (SAT<1250).

Hopefully this serves as a useful reference to folks considering Vanderbilt in the future.

CPHY is a niche ETF designed to wrap two underlying bond funds, SPHY and USHY. The goal is bond fund ownership but having the dividends (technically the value of the dividends, as the underlying funds are swapped prior to ex-div) go towards growth without incurring any immediate tax liability. The issue is that CPHY has been underperforming SPHY & USHY total returns (while a similar S&P Index "wrapper" ETF XDIV has been able to nicely track other S&P Index ETFs)

Any particular insights - is it F/M, which runs CPHY, having trouble executing? Is there some systematic challenge that prices fluctuate strangely on SPHY & USHY around ex-div ?

https://preview.redd.it/j7zdxtt63yzg1.png?width=955&format=png&auto=webp&s=f72a8eca0df5ea53bc6ceee113a541108f6c7d04