u/External-Void-9872

***Uploaded the wrong Pic so reposting!***

I'm adopted and grew up with a white mom, so bear with me.

I just got into my natural hair about 12 years ago now and Ive been with it for awhile. Anyways, I want to loc my hair up but I don't like how stiff the traditional locs look and want to do microlocs.

Is this a good start? I don't personally know anyone and I want to make sure I'm doing it right once they're in.

Any advice or even pointing me to a tutorial for 4C hair is good.

Thank you fam.

This is a rant.

For reference, I am 9 months away from being able to apply for PSLF.

I submitted my IDR back on May 10th and it was denied on May 15th. The app was denied four days later and the letter from Mohela said it was denied because I didn't select a payment plan. So I called and told them I downloaded my FSA application and I did select it. The rep said she wasn't sure why they rejected it and submitted it to be reviewed.

Well, 60 says go by and I got the notice that my forbearance is up. I called on July 15th where the rep told me I had applied for a plan I wasn't eligible for and I needed to reapply but that the app wouldn't be done before my payment would shoot up to $948 a month. For reference, my current payment is $64 dollars a month and my income has increased by pennies. I digress. I called back on the 22nd and demanded my application be processed in time because the initial rep wasted my 60 days of forbearance payments that were eligible for PSLF by having them look at an app she should have known was wrong. The manager I spoke with said point blank AND on writing that she would have it expedited and completed in 10 business days. It was not done.

Long story short, I called and demanded to speak with a supervisor and their legal team contact information about suing over breach of contract. If I agreed to a second forbearance, those months wouldn't be eligible for PSLF.

I called and left 8 messages with the management team. Sent 15 requests for legal department contact information for my non-existent attorney. Sent 12 emails through my secure messaging online and spoke with 5 supervisors about how I wouldn't accept anything less than them processing this before my next due date.

Their classic line "We expedited this but we cannot gurnatee it." and I said "I will guarantee my attorney sues each person I spoke with individually who held up my application causing my PLSF to be pushed back.

Bottom line...here is my confirmation that my payment plan was in fact put into place after just two business days of calling and emailing non-stop about Mohela jerking me around during the last year of my PSLF. 😊

Keep calling, keep complaining guys. 🖕🏾 Mohela.