Dear UHG... Screw You.

Now that I’m out of this company, let me just say this: my happiness has returned.

My time at UHG/UHC left me with a constant feeling that my moral compass was spinning. I genuinely struggled with working in an environment where financial performance and profit margins could feel so closely connected to decisions involving people’s lives and access to healthcare.

I’ll be completely honest: I was ashamed to tell people where I worked. I wouldn’t proudly tell people I worked for UHG/UHC because, in my experience, this is a company whose decisions can have very real consequences for people’s lives. I spent the last few years actively trying to find a way out.

And here’s what really gets me: I worked for one of the largest health insurers in the country, and even I felt like the coverage was garbage.

I remember during a skip level meeting with HR, the message was essentially, “Just because you work for a health insurance company doesn’t mean we provide affordable healthcare options.”

Let that sink in.

My significant other recently had a serious medical emergency. We initially went to urgent care, where we were told the situation was serious enough that they needed to go to the ER ASAP.

So we did exactly what we were told to do.

We pay a significant amount toward our healthcare coverage, and what do we get? A denied claim.

You work for one of the biggest healthcare companies in the country, pay into the system every paycheck, and then when your significant other has a legitimate medical emergency, follows medical advice, and goes to the ER, you’re still left fighting over whether the care is covered.

At times, the whole thing honestly felt like a scam.

And then there was the culture inside my department.

Layoffs were practically a quarterly event. You were constantly looking over your shoulder because you never knew who was going to be next. One day you’re working alongside someone, and the next day they’re gone. These weren’t just names on a spreadsheet. They were coworkers, friends, and people with families and lives outside of work.

And when positions were eliminated, the work didn’t disappear. It was simply pushed onto the people who remained.

I consistently met expectations, took on additional responsibilities, absorbed work after positions were eliminated, and kept being told that a promotion was coming. After all of that, the reward was essentially a tiny raise and even more work.

You eliminate positions to cut costs, distribute that workload among the people who remain, expect them to continue exceeding expectations, and then act like a few cents more per hour is some tremendous reward.

Seriously?

After the CEO’s death, it was also difficult not to notice that meaningful measures were not really taken to address employee concerns or the issues many employees were raising. That only added to the feeling that employees were ultimately expected to just keep going, regardless of what was happening around them.

And I have to ask: how did Andrew Witty, a British pharmaceutical executive, end up leading one of the largest companies in American healthcare? I understand corporations operate globally and that executive leadership isn’t necessarily tied to nationality, but as someone working inside the American healthcare system, it was something I genuinely questioned, especially when so many of the decisions being made had such a direct impact on American patients, employees, and families.

After nearly a decade in healthcare, I can say with absolute certainty that I will never work for another company like UHG/UHC again, nor will I willingly touch this industry from that side of the table with a ten foot pole.

We need major healthcare reform in this country. We need a system where people can actually access the care they need without constantly worrying about whether they can afford it or whether an insurance company will decide to deny it. I believe universal access to healthcare needs to be part of that conversation.

Whatever UHG/UHC is, that is not it.

And after everything I experienced, I find the system absolutely disgusting.

Healthcare should be about people. When the business side starts making you question whether people or profit comes first, you know it’s time to walk away.

And that’s exactly what I did.

I’m incredibly grateful that I found a new role and a new company. For the first time in years, I can honestly say I’m happy to go to work.

That alone tells me everything I need to know.

My experience is my own, but if I could give one piece of advice to someone considering a job here: pay attention to what the work does to you. No salary, title, or benefits package is worth losing your happiness or compromising your values.

reddit.com
u/FixRevolutionary8719 — 11 days ago

Those that are 5'6 and waiting for the trek superfly do you have any hesitations?

I am thinking of holding out to get my legs over a superfly to test out a 32. I dont race just do a lot of ultra distance riding. Low key thinking of doing lutsen and Marji next year. I am typically not somebody that likes to buy the first Gen of something and 32s are so new that If you were around for 29ers they were a mess when they came out. I am not even sure who 32s are actually made for bwcause they are so big...i am leaving an open mind to try these out. But my second plan is the orbea oiz.

reddit.com
u/FixRevolutionary8719 — 11 days ago

Wait for Trek superfly 32er or just buy the Orbea oiz.

I’m 5'6", so I’m curious how these 32ers are actually going to fit me. Part of me thinks the smarter choice is the Orbea Oiz. I have a gut feeling that 32s are going to end up being more of a niche wheel size for taller riders rather than becoming mainstream across the board. I also think they’ll need multiple iterations and improvements before we really know where they fit in the market. Thoughts?

u/FixRevolutionary8719 — 11 days ago

Thinking of Pre ordering a mac mini for GFN. Thoughts.

I never had an apple mini before. Used to use iphones in the past. But, I recently sold my gaming pc because GFN has been amazing and decided to use thay $6k i got from it to pay off a high intrest student loan and thinking of getting a mac mini to have a system to do work on and use GFN at my desk instead of my phone. I did read with apple I can unlock the 300hz for 1080p. I have a 280hz lg oled tadem monitor so that would be nice for FPS games. Anybody use use a mac mini.

reddit.com
u/FixRevolutionary8719 — 1 month ago
▲ 51 r/Ebay

Got my return back....refunded and blocked the buyer shortly after.

I sold a textbook that was worth a decent amount of money. My spouse and I are getting ready to move and they had a lot of used text books from university laying around. In the description, I clearly stated that the book had highlighting and writing throughout, but that it was overall in really good condition. All honestly it looked brand spanking new even though it was not because of the highlights. Obviously I did not say its new.

One thing I learned when I was in college was to always read and review something before making a decision on anything. This buyer apparently did none of that. They didn't read the description, and they didn't even look closely at the photos—which clearly showed the highlighting and writing.

The buyer actually admitted that they should have reviewed the listing and review the photos, but then proceeded to blame me because the description was "too far down" and they didn't see it. I'll give them one thing: the eBay app absolutely sucks at making the description easy to find, and eBay could definitely do better there. But at the same time... you should still look at the photos.

Then the buyer proceeded to blame me for the fact that they wouldn't have a book to study. I was respectful throughout the entire process and gave them the refund, even though the issue was caused by them not reviewing the listing.

Once I got the book back, I immediately blocked the buyer. I don't need that headache again.

I also updated the listing this time around. I put "READ DESCRIPTION" right in the title, added even more information about the condition, and included a video showing the condition of the book and its pages.

Because I also had to eat the return shipping cost, I increased the price to help recoup that loss and i already sold it below market value so now I'll try to get market value for it.

And honestly, people... I get that the eBay app isn't perfect. But do your due diligence before buying something. Read the description. Look at all the photos. If there's a video, watch it. The information is there for a reason.

I'm sure if this buyer leaves me negative feedback, eBay will probably tell me to eat it. But the buyer literally admitted that they didn't review the listing and then proceeded to blame me anyway.

Like, dude... this is a textbook that costs around $200 NEW. If I were a college student, I'd be thrilled to save that kind of money finding this significantly below that.

At some point, buyers have to take responsibility for actually reading what they're buying.

reddit.com
u/FixRevolutionary8719 — 1 month ago
▲ 1 r/xcmtb

Orbea Oiz or Alma 2027?

I am debating on getting an new XC bike and I am between these two. Part of me is just saying get the oiz because FS is just that much better. But the simplicty of a hard tail is also super nice. I am from the midwest I do a lot of riding between, road, gravel, and techy single track. My trails include roots, rock gardes, and climbs.

reddit.com
u/FixRevolutionary8719 — 1 month ago
▲ 47 r/Ebay

When ‘no offers’ apparently means ‘make me an offer’

Had an interesting eBay interaction today.

I have an item listed for $250, and the listing clearly states no offers. It currently has 8 watchers and is in 5 people’s carts, so I feel like the interest is pretty good and the price is probably right where it needs to be.

A buyer messaged me:

«“250 is too high for that price for everything that's missing.”»

Then followed up with:

«“Give me a lower price and I will buy it.”»

For context, the complete version of this item typically sells for around $350–$400. Mine is missing just one piece, which is already reflected in the $250 price.

I responded:

«“Thank you for your message. The item is priced within the market range for its condition, and I am not accepting offers.”»

I don't mind someone deciding the price is too high and passing on it. That's completely fair. What I found funny was telling me that my price is too high and then essentially saying, “Give me a lower price and I'll buy it,” despite the listing clearly saying no offers.

I’m not desperate to sell it, and with the amount of interest it’s getting, I’m perfectly fine waiting for someone who sees the value.

I even blocked them as well because something tells me this buyer will give me issues if purchased.

reddit.com
u/FixRevolutionary8719 — 1 month ago
▲ 18 r/Ebay

Am I in the wrong here? Buyer says I “hid” the condition of an item

I’m an eBay seller and had a buyer complain about the condition of an item. The condition was disclosed in the listing, and there were also clear photos showing the condition with the highlighting and marks. The buyer is upset that the written condition information was toward the bottom of the description.

This is what she wrote to me:

“I should have looked at the photos and description. However, To list the condition otherwise at the very bottom of the listing where most folks don’t scroll isn’t right."

And then proceeded to blame me that I am the reason why they wont have the text book to study for class.

I’m honestly struggling to understand the argument here. The condition was disclosed in the listing AND clearly visible in the photos. I didn’t intentionally omit anything or misrepresent the item and it was listed as used.

I completely understand being disappointed if something arrives and isn’t what you expected. But saying I “listed the condition at the bottom where most folks don’t scroll” seems like a strange argument when the condition was actually shown in the photos as well and where it clearly was listed as used.

I’m obviously willing to follow eBay’s return process if they want to return it, but I don’t think it’s fair to characterize this as me hiding something when the information was provided in the listing and the condition was plainly visible in the pictures.

At some point, buyers have a responsibility to look at the photos and read the listing before purchasing, right?

reddit.com
u/FixRevolutionary8719 — 1 month ago
▲ 3 r/Ebay

Buyer purchases a book without reading item description or reviewing photos.

Approved a return today because the buyer “doesn’t read descriptions,” and the wild part is they straight‑up admitted it.I had the condition written out, photos of the markings, highlights, everything. Their argument was basically: nobody reads listings so it’s your fault I didn’t read the listing.Told them to open a return if they’re unhappy. Now we wait to see if they actually send it back.Online selling never disappoints.

reddit.com
u/FixRevolutionary8719 — 1 month ago
▲ 10 r/xcmtb

2027 orbea oiz or wait to see what Treks new XC line up is?

I know trek is coming with 32inch wheels and I am very skeptical about this. I am.5'6 so I do worry 32inch is going to be a bitch for my height. Otherwise I do love the new orbea. I am saving up for spring so I got time. Curious how many of you are holding out onntrek?

reddit.com
u/FixRevolutionary8719 — 1 month ago

First time reseller mistake...I have not been tracking COGS. Advice.

So i started ebay back in April. I have an active store with about 500 items and have sold about 252 of the items. Total sales is around 12,248.66. I also have a death pile of about 20 27 gallon totes filled to the brim that I am working through saving as drafts to slowly release during the winter months. I have all the receipts for my purchases for inventory as most are thrift stores and venmo (garage sales). I have spent around $3,600 on inventory. Issue is i dont have a way to tie what cost goes to what because alot of items were bought in bulk and my thrift stores dont even list the item name. I sell exclusively vintage toys.

I also just got a subscription to flipwise to help me out and I'll he honest I feel like I shot myself in th foot here. I thought you could just collect all the inventory receipts and write them off at the end of the year. Turns out i can only write off what I sold.

I am looking into getting a CPA because I do wanna grow this as a serious side cash business while I work on my full time job which earns six figures. I also dont want w major tax headache so looking for some advice here on how the hell do i reconstruct my book?

reddit.com
u/FixRevolutionary8719 — 1 month ago