Apogee — FIRE Progress Tracking With A “Freedom Date”

Apogee — FIRE Progress Tracking With A “Freedom Date”

I’m looking for the first 3 people to test Apogee on iPhone.

Apogee connects to your financial accounts through Plaid and uses your spending, savings, investments, and contributions to track your FIRE progress over time.

Instead of giving you one static FIRE number, it estimates a “Freedom Date” — when work could become optional if your current path and assumptions continue.

This is the first public TestFlight build, so I mainly need help with three things:

  • Does the Plaid connection work with your bank or brokerage?
  • After syncing, do the numbers and Freedom Date make sense?
  • What feels confusing or untrustworthy during setup?

The Plaid connection is read-only. Apogee cannot move money or make transactions.

Any subscription screen shown in this TestFlight build runs in Apple’s sandbox. You will not be charged.

Please don’t send me account numbers, balances, or screenshots containing private financial information.

You’ll need an iPhone and a financial institution supported by Plaid. The first setup should take around 10–15 minutes.

Website and privacy policy:

https://apogeemoney.app

If you install it, please comment below or DM me so I can follow up with two short questions during the week. Blunt feedback is much more useful than “looks good.”

testflight.apple.com
u/Frankqx-524 — 4 days ago

Built a small FIRE-minded shopping extension (price → SPY shares + FIRE-date impact) — looking for feedback on what features actually matter. what should I add or cut?

I made a small Chrome extension mostly for myself.

Whenever I shop online, I catch myself thinking: "If I didn't buy this and invested the money instead, what could it become over time?" So I built a little extension that adds a small label next to prices on shopping sites.

Right now, for any price it can show:

roughly how many shares of SPY the purchase equals

what that money could grow into over time

how far the purchase pushes back your own FIRE / financial-independence date

It's deliberately not a budgeting app and not meant to guilt-trip you — just a small pause before checkout for people who already think in terms of FIRE and long-term investing.

I'd really like this community's help on what to build next vs. what to cut:

What's missing? Is there a feature that would make this genuinely useful to you, that it doesn't do yet?

What's unnecessary? Of the three things above, is any of them just noise you'd never look at?

Currencies: it's USD-only right now. For the non-US folks — how much does multi-currency support matter? Is that a dealbreaker or a nice-to-have?

Index choice: should it let you pick something other than SPY (VTI, total world, a custom return %)?

A weekly summary like "this week's purchases delayed your freedom by ~5 days" — useful, or overkill?

Trying to figure out where the line is between "useful" and "feature bloat." Honest takes very welcome.

u/Frankqx-524 — 15 days ago

I’m building a small FIRE simulator. What inputs would you keep or remove?

I’ve been building a small FIRE / retirement simulator for myself, and I’d love feedback on what inputs are actually useful vs. what just adds complexity.

I attached a short screen recording of the current slider-based version. I’m mainly looking for feedback on the inputs and interaction model.

Right now it includes:

- current age
- monthly take-home income
- monthly expenses
- current investment balance
- expected annual return
- retirement monthly spending
- withdrawal rate
- inflation
- Coast FIRE estimate
- estimated FIRE number / freedom date
- progress toward FI
- a chart that updates as assumptions change

The part I’m most unsure about is the interaction model.

Would you prefer:

  1. sliders where the chart updates instantly as assumptions change
  2. a traditional form where you enter everything once and get the final result
  3. both

I made it slider-based because I like seeing how sensitive the result is to each assumption, but I’m not sure if that’s genuinely useful or just gimmicky.

Also, are there any inputs you’d consider essential that I’m missing? Or anything here that feels unnecessary?

u/Frankqx-524 — 16 days ago