

I did it! Madrid $715K 1.95%
First time home buyer. 47F.
3BR/2BA 85m2 apartment, plus common areas like pool, and a large basement storage room. Not a new building, it is from the 70s. I love the light and the wood of this place.
By the way $715K is converting currency, actually it was 620K Euros.
I paid half with cash, other half with mortgage. Mortgage is fixed rate, 25 years. I know the rates in Spain are much lower than in other countries, although I also had to contract some bank services (like insurances) to get that rate, without that it would have been around 2.5% which is still a good rate.
No pizza, way too hot in Madrid for that. It was also hard to hold the beer AND the keys on one hand!
PS because too many questions: guys, this is not a competition, I'm totally ok with you not liking Madrid or wanting to live in the countryside or having bought cheaper elsewhere. This is my life and my happy moment and we are all different people. Also, I am a local, not an expat, I'm writing in English because this is Reddit. Too many comments to reply to all, thank you to all the nice people!
PS2: que de verdad no soy un guiri comprando en España, es que escribí en inglés porque en esta comunidad Reddit lo hacen así también los japoneses en japón o los Austriacos que compran en su pueblo. And to those surprised about the interest rates, you can see in https://www.reddit.com/r/HipotecasyVivienda/ what the current rates are for people in different circumstances here in Spain.