Wife wants to spend $7k while on mat leave
TLDR: my wife wants to spend $7k on her hobby despite not being able to contribute to household expenses while on mat leave. Is it fair that she sell her other hobby items to cover the cost?
I’ll skimp on the details so this doesn’t get too long. We are common law and while our expenses are separate, we are trying to have a more “our money” mindset especially since having a baby 8 months ago. Pre-baby, we split expenses roughly 50/50 but I paid for all “luxuries” like travel and eating out since I made more ($110k vs $75k). I was also saving a lot more which we plan to use to buy a house in 5 to 10 years. At the end of the day, her and I had similar “fun money” spending.
Since having the baby, I spend basically nothing and am putting everything into savings. Just no draw to spend my “fun money”. You can imagine my interests of travel, restaurants and sports games aren’t big draw atm. She’s on roughly half her income and so I have taken over 90-95% of household expenses. With this arrangement, she spends roughly the same “fun money” as pre-baby despite the lower income and hasn’t been putting anything into savings (which is fine, she deserves joy with everything she’s sacrificed).
Now she really wants to buy this rare $7,000 item for her hobby collection. It’s a “unique opportunity” she says, not something you can just buy anytime.
I think that’s insane. Her plan is to limit her spending to save up to buy this item. I think to justify buying it, she should sell some of her collection to cover her portion of household expenses plus the item. My logic being that you can’t justify spending that much money if you can’t contribute anything to the rent/groceries/diapers etc. For reference, I don’t think I’ll be spending over $1000 on myself this entire year. No buying clothes, no drinks with friends, Mom is cuttings my hair.
I don’t want to be a dick. She had a rough pregnancy / post partum and her hobby really cheers her up. But it’s also not the time to make a big personal purchase like that. Somewhat selfishly, I want most of our extra money to go towards things as a family, like weekend trips or a babysitter for nights out together. She wants those things too, but wants this hobby stuff more and doesn’t really worry too much about the big financial picture.
What do you think? What’s a fair request of her if she really must have this ultra expensive item? AITA is I insist she just miss out on it seeing as our household income is down 30%?
Update:
Thank you for all the responses! It was quite the range and lots of gender commentary which is funny since I swapped them for anonymity 😂 . I’ve realized that the heart of the issue is that we have no unified financial plan and are basically winging it. I don’t care how she spends her fun money, she can light it on fire if she so chooses. But it was a big wake up call hearing that she thinks we have the fun money budget to save up $7k that quickly.
Asking her to sell her collectibles to pay household expenses was dumb. We will make a joint budget that accounts for all expenses/saving goal to decide our new post-baby fun money. But I don’t think it will be nearly enough to buy this $7k item any time soon.
Re: what is the 7k hobby item? - I’m paranoid and afraid of the internet. It’s a niche hobby where anyone who knows us would be 100% certain who we are. It’s in the realm of Burkin purses, Pokémon cards or luxury watches. Pretty to look at, not useful, not income generating, but historically has retained its value or possibly turned a profit.