u/HHISvsVFV

HHIS: 73247.84 cad, which means 260.43 more than last week (+0.35%); from the beginning, up 4.64%

VFV: 72282.07 cad, or 41.5 less than last week (-0.05); from the beginning, up 3.26%

This was a rather flat week in general for stocks and those 2 tech heavy stocks behaved accordingly

For more than 10 y, I accumulated shares of EIF as part of my RRSP portfolio. In June, EIF was crazy too expensive to keep. Then I realized a huge gain and took 140 k out of it. That's when I started to thing if I should go for safety / sp500 or if I should go for a riskier strategy, that involved covered calls and techs. So I decided to invest equal amounts in both and post the evolution. I have the idea of rebalance the account when one of them passes 10% (=7k) from the other.

This account is in TD web broker and the income from shares that we automatically drip arrives very late. HHIS payed on the 6th, but this week still doesn't count with the drips from that, because it's still not in.

HHIS: 72987.41, an increase of 5078.52 cad last week (7.47%)

VFV: 72323.57, an increase of 2172.99 cad (3.09%)

The idea is comparing 2 completely different strategies (with and without covered calls, focused on tech vs less focused) and seeing how long will it take for one of them to split more than 10% from the other in the present macroeconomics and volatility.

Past performances are not enough for me.

As we all know, covered calls cut some of the gains, but this week HHIS increased more than NASDAQ. Certainly another interesting week.

obs 1: I know 1, 2, 6, 10, 50 weeks are not long periods in terms of investing, but I want to see how long until a 7000 cad in difference between those 2. My gut feeling is that VFV will be my choice for longterm, and that's why I chose that difference; after that, I will either stop dripping or rebalance

obs 2: the posted values include drip, which means 1700 cad in HHIS a month. So far we had one distribution. Another coming next week (TD pays drip stocks about 7-10 days after the pay date).

obs 3: I could be comparing 70 k worth of gold vs Pokemon cards, but that's what this kind of comparison is

This has been a pretty volatile week in the tech sector, that represents most of HHIS and a big part of VFV. Also, it was ex-day of HHIS, which normally brings a reduction of price equivalent of the coming distributions.

Totals at week 5:

VFV: 70150.58; +0.399 % in the week

HHIS: 67908.89; -3.604% in the week

VFV was lagging in each of the previous 4 weeks, but now it was HHIS that seriously lagged with the bubble / costs / low cash flow fears in the first 3 days of the week.

OBS: before ppl think of answering the regular "comparing apples to oranges" thing, yes, I want to compare what 70 k invested in 2 completely different strategies will give me (it could be Pokemon cards vs pieces of gold or anything else)

OBS2: past performance doesn't necessarily repeat and that's why I'm having fun investing in those until one proves not worthy in the present day macroeconomic volatility

But 12 months ago, I was equally tempted…and Im so happy I didn’t

The plan is comparing 2 strategies: if I invest the same amount on a covered call strategy (reivesting the distributions) or the “gold standard” SP 500, how long will it take in real life to have a 10% difference in favor of one side

We had a tough week for NASDAQ. Obviously HHIS was hit harder than VFV, even if SP500 has had a high concentration for technology lately.

Numbers of the week:
HHIS: 70,448.15, or 0.64% of gain in 4 weeks
VFV: 69,871.41 or -0.18 % of “gain” in 4 weeks

Technically, HHIS lost more in the last week, but it’s still ahead of VFV.

Before anyone sends the standard comment: yes, 4 weeks dont mean much; the idea is just following over the months and finding out how long is gonna take in 2026 with our adorable volatiliy to reach a 10% difference between those 2.

We all have our reasons for this. Obviously, we would all love having stocks with long term growth that also distribute awesome dividends, but those are rare. Maybe Canadian banks would be close to that, and potentially some etf like XEI.
But I’m curious to know other ppl reasons to opt for higher income, modest growth options (like most CC ETFs).
My reason to keep a percentage of my portfolio on those is because, different than growth stocks in which you are “stuck” with that company, the income ones allow you to decide if you will reinvest in the same or choose one that has a better moment in terms of cost.

We had a kind of negative week in stocks (at least tech). My 70 k of each bought on June 25th now are at:
HHIS: 72,271.21 (+3.24%)
VFV: 69,886.50 (-0.16%)

For those who havent read the earlier postings: I do understand that those 2 etfs are completely different, but I’m having fun to see for how long I can push this until one of the two gets 10% higher than the other

I wont add any money other that drip to these 2 accounts to see if the yield compensates the growing