

CREDIT Card optimization
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I have all these debit cards as well as credit cards. All these are LTF Credit cards. All the debit cards are also free except the kotak 811 super (499 annually) which is also recoverable via cashback.
I am 31 M, working as a government employee (net salary around 35k, cibil 791) in New Delhi mainly dealing with daily upi transactions (merchants) as well as groceries via 10 mins delivery apps (occasionally flipkart, myntra and amazon).
As all these are LTF, I don't want to close all these cards.
Finally looking for LTF cards from Kotak Mahindra Bank, SBI (as I have my salary account with them for nearly 4 years still impossible) CSB Edge+, uni goldx (all these are left as rejected recently).
Awaiting all your valuable suggestions,
Thanks in advance.