Image 1 — CREDIT Card optimization
Image 2 — CREDIT Card optimization

CREDIT Card optimization

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I have all these debit cards as well as credit cards. All these are LTF Credit cards. All the debit cards are also free except the kotak 811 super (499 annually) which is also recoverable via cashback.

I am 31 M, working as a government employee (net salary around 35k, cibil 791) in New Delhi mainly dealing with daily upi transactions (merchants) as well as groceries via 10 mins delivery apps (occasionally flipkart, myntra and amazon).

As all these are LTF, I don't want to close all these cards.

Finally looking for LTF cards from Kotak Mahindra Bank, SBI (as I have my salary account with them for nearly 4 years still impossible) CSB Edge+, uni goldx (all these are left as rejected recently).

Awaiting all your valuable suggestions,

Thanks in advance.

u/HistoricalOil8629 — 6 days ago

Credit card optimization

I have all these debit cards as well as credit cards. All these are LTF Credit cards. All the debit cards are also free except the kotak 811 super (499 annually) which is also recoverable via cashback.

I am 31 M, working as a government employee (net salary around 35k, cibil 791) in New Delhi mainly dealing with daily upi transactions (merchants) as well as groceries via 10 mins delivery apps (occasionally flipkart, myntra and amazon).

As all these are LTF, I don't want to close all these cards.

Finally looking for LTF cards from Kotak Mahindra Bank, SBI (as I have my salary account with them for nearly 4 years still impossible) CSB Edge+, uni goldx (all these are left as rejected recently).

Awaiting all your valuable suggestions, Thanks in advance.

u/HistoricalOil8629 — 7 days ago

Query regarding hdfc pixel play credit card

Congratulations!

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Your Credit Card application is approved, and your physical Credit card will reach you within 3 working days at your mailing address.

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I got the mail yesterday. When and on which it will be delivered (office or home)?

(One of my colleagues received it the next day of approval)

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Pls help, thanks in advance..

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u/HistoricalOil8629 — 18 days ago
▲ 2 r/SliceBank+1 crossposts

IRCTC payment, Rupay CC not shown in CRED.

Earlier it was with Phone pe and CRED.

Earlier when I used to book tickets via IRCTC, in the payment page via CRED & Phone Pe (with their respective gateways) I used to pay the amount with my Rupay Credit cards, but after some upgrade within IRCTC and RAILONE there are no options for payment via Rupay CC by these two apps.

If anyone is facing the same issue kindly put some light into this matter and if there is any solution available to this, pls help

Thanks in advance...😊

reddit.com
u/HistoricalOil8629 — 1 month ago

INDIE App for credit card

I got the last 4 digits of my newly issued indusind tiger credit card but the indie app does not allow me to access the credit card of mine without opening the savings account. I think in that app account opening is an mandatory process to do any other thing and for opening the account they are asking for at least Rs 10000/-. So does anyone know how to access the credit card in the indie app without doing such unnecessary things that the app asks for? Pls help...

reddit.com
u/HistoricalOil8629 — 2 months ago