Does anyone else feel like they're winging it financially even though they "should" have it figured out by now?

I'm 40+ man with a wife, two young kids, aging parents, and a career that keeps me busy enough that I barely have time to think about money beyond paying bills.

I've read a few books, I know the basics (max 401k, index funds, emergency fund), but I still feel like I'm just... guessing? Like there's some roadmap everyone else got that I missed. I don't even know if I'm doing things in the right order.

Did anyone else feel this way? What actually helped you get clarity on where you stood and what to focus on next?

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u/Houdiniwashereagain — 3 days ago
▲ 184 r/daddit

Does anyone else feel like they're winging it financially even though they "should" have it figured out by now?

I'm 40+ man with a wife, two young kids, aging parents, and a career that keeps me busy enough that I barely have time to think about money beyond paying bills.

I've read a few books, I know the basics (max 401k, index funds, emergency fund), but I still feel like I'm just... guessing? Like there's some roadmap everyone else got that I missed. I don't even know if I'm doing things in the right order.

Did anyone else feel this way? What actually helped you get clarity on where you stood and what to focus on next?

reddit.com
u/Houdiniwashereagain — 3 days ago

Help needed

I got an A5 Plotter. Yes it is gorgeous. I thought I’d use calendar and plan events in it but my work is.m not suited for that. I work in tech and we have mega projects with calendars and Notion and email and all kinds productivity apps where calendar and planning happens. I can’t make it work any advice from other people with mega projects and multiple stakeholders?

Maybe I’m my work is just too big of a thing to use plotter for?

I currently use grid paper and just jot down the day and date and put the must to dos max 5 and that is it. And then keep some personal lists. But they have become so long and inconvenient to access cause the plotter a5 is not on me cause of the size so I reach for my phone and use Apple reminders and I’m back to square 1 🫠🫠🫠🫠

reddit.com
u/Houdiniwashereagain — 17 days ago