Does anyone else feel like they're winging it financially even though they "should" have it figured out by now?
I'm 40+ man with a wife, two young kids, aging parents, and a career that keeps me busy enough that I barely have time to think about money beyond paying bills.
I've read a few books, I know the basics (max 401k, index funds, emergency fund), but I still feel like I'm just... guessing? Like there's some roadmap everyone else got that I missed. I don't even know if I'm doing things in the right order.
Did anyone else feel this way? What actually helped you get clarity on where you stood and what to focus on next?