Sunrise credit collections negotiate ?
What is the best way to negotiate pay off and document a National Grid debt that has been sold to collections and reported/affected my credit score ?
Sunrise collections, I am willing to pay, but I would like to try and negotiate first since the amount is under $500 and my credit report only took a slight dip. It does not affect me much.
Do I ask them to send me an agreement through email if they agreed to lower amount and then sign it and pay it off.
Do I ask to include an automatic delete in the agreement?
TIA