u/KaleidoscopeOk824

Should I hold the stock or sell ? Any chances of hitting upper circuit in upcoming days like Indo, dhoot, milky mist.

So just 3 4 days back I opened my savings account on Slice. Currently I am applying for Credit card and after entering company name location it shows me a Income verification screen. I have HDFC bank as my primary savings account. But when I try to select it and enter the OTP it shows me No account found ( couldn't find account linked to your number ) even though it is. I tried multiple times but facing the same issue. Anyone else went through this ? If yes please let me know what is the solution

Also is it necessary to do this or I can skip?

Does credit card limit and approval depends upon this verification?

This is my first credit card so just want to make sure I don't mess up.

Good morning folks!

The market has been recovering over the past few weeks, and I have ₹2 lakhs to invest as a lump sum. I am wondering if this is a good time to invest or if I should wait for a better opportunity.

Also what's the best way to invest? Should I invest the entire amount at once, or split it into smaller chunks and invest it over the next few weeks?

I am also considering allocating a portion to a Gold ETF. Do you think that's a good idea?

I'm a beginner, so any recommendations or advice would be greatly appreciated.

My current investment plan is:

- ₹30,000 – Gold ETF

- ₹50,000 – UTI Nifty 50 Index

- ₹50,000 – PPFAS Flexi Cap

- ₹70,000 – HDFC Mid Cap

Thanks in advance.

Planning a trip to Meghalaya sometime in August and exploring itineraries at the moment.

I am based in Mumbai, but happy to connect with travelers from anywhere. If you are looking to travel in August, feel free to DM me. I am considering a solo trip and thought it would be nice to connect with like-minded people, discuss destinations, travel styles, and maybe plan a trip together if things align.

Open to Meghalaya as well as other destination ideas. Would love to hear from fellow travelers!

Hey Mumbaikars

I am planning to visit Juhu Beach tomorrow evening, though any other day works too. Just looking to chill, enjoy the sunset, and maybe meet some new people.

If anyone lives nearby and would like to join, feel free to DM me. Wouldn’t mind catching up regularly a few times a week as well.

Risk Appetite - Aggressive

Goals - wealth creation

Horizon - Above 15 years

App used - Groww

Allocation is as follows:

PPFC - 13k

Hdfc mid cap - 9k

Nippon small cap - 4.5k

Why these funds ? I selected these funds based on the AUM size ( trust ) and past returns.

Question -

1. Should I keep an large cap index fund in my portfolio or PPFC is enough as it is majority large cap.

2. I was also thinking to do 50:50 between PPFC and HDFC flexi. Is it a good idea ?

3. How much I should invest in metals ? And in which ones. I have 0 idea about that so would really like to hear your advice.

I also sometimes invest lumpsum in HDFC BAF though its not giving good returns but for short to mid term goal I am accumulating the amount there.

Risk Appetite - Aggressive

Goals - wealth creation

Horizon - Above 15 years

App used - Groww

Allocation is as follows:

PPFC - 13k

Hdfc mid cap - 9k

Nippon small cap - 4.5k

Gold bees - 2.5k

I selected these funds based on the AUM size and past returns.

I also sometimes invest lumpsum in HDFC BAF though its not giving good returns but for short to mid term goal I am accumulating the amount there.