u/Klutzy_Instance_8934

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So, there is this Offer going on regarding Visa cards, do check that out as it works, no BS. Just add your visa card and get the voucher depending on your eligibility, the terms and conditions are there so please do read it.

I am sharing the link : https://visarewards.poshvine.com/

Or you can directly google, Visa credit cards offer and it will direct you to do that.

If you applied for a Visa Credit Card from February 7,2026 till October 31,2026 (inclusive of both dates), or till such date the stocks last, whichever is earlier (“Campaign Period”).

The Customers can only claim their vouchers on or after February 15th or T+5 days from their eligibility date, whichever is later.

The campaign will be enabled for Visa Commercial/ business/ corporate forex card from May 20, 2026 till October 31, 2026 or till such date the stocks last, whichever is earlier.

So, I got this card today.

Maximizing my credit card rewards with this.

Wasn't eligible for anything greater than this, HDFC bank doesn't likee much, I guess.

I recently got the IDFC FIRST Mayura card.

Till around October, I'll naturally cross the ₹20k monthly eligible spend because of my flight and hotel bookings. That means I'll be earning 25 RP/₹150 on flights and 40 RP/₹150 on hotels via the IDFC Travel portal, along with the welcome benefits and movie offers.

After October, if I get an upgrade offer to FIRST Private, I'll happily continue.

If not, and I have to force ₹20k eligible spends every month just to maximize rewards, I'll probably close the card. I prefer cards that fit my spending rather than changing my spending to fit the card.

Would you keep Mayura long-term without an upgrade path, or would you do the same?

I live in Bhopal, I am selling my Oneplus 13 16+512GB out of warranty.

Battery 96% health, perfect condition, minor scratch on side frame, display camera everything perfect working condition.

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Original Bill, box with charger 1.3years old.

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Please dm if you wanna buy

So i got

2 AMEX MRCC

1 Axis Horizon

1 Axis Flipkart

1 IndusInd Tiger

1 Icici Amazon Pay

1 IDFC Wow Black

1 SBI Bpcl Octane

Using them at full potential

So AMEX I use for utility Bills, major online and offline spends are done on horizon and tiger, and travel spends on wow black,

I am getting good returns on these

Recently added two cards to my wallet and planning to use them mainly for future travel.

BPCL Octane

Fuel spend is around ₹10,000/month.

Strong rewards on BPCL fuel spends.

Planning to accumulate points and redeem them for travel-related vouchers instead of cashback.

IDFC WOW Black

Using it mainly for flights and hotels.

Gives up to 30X rewards on flights and 50X rewards on hotel bookings through their travel platform.

Since I have some upcoming travel plans, I thought it was a good way to convert unavoidable travel expenses into future travel credits.

Finally CRED has started to give good discounts on vouchers against cred coins.

I think its a great deal, it comes after you make any credit card bill payment, now instead of that lottery handle shit it is giving these types of options.