▲ 39 r/bali

Why private villas for rent are much cheaper in Ubud than the rest of Bali?

While browsing airbnb for private villas, I noticed that villas in Seminyak, Kuta, Canggu, and the surrounding areas are much more expensive than the ones in Ubud. Even more, even though some are listed as "entire place", when looking at the details, it often turns out that at least the pool is shared with other accommodations, while in Ubud it seems to be much easier to find an entire villa with a private pool.

I was wondering what the reason for this is, since Ubud is still a very popular destination. Is it that demand around Kuta/Canggu is much higher? Is it because the space is much larger around Ubud to build private villas? Or is there some historical explanation?

reddit.com
u/Last-Galactic — 11 days ago

How to fix my nordVPN on Mac? It stopped working weeks ago

I have a subscription with nordVPN. It works on my Android phone but not on my Mac anymore. I tried uninstalling and installing it, it doesn't work. I even updated my Mac and it still doesn't work. What can I do? Video below:

u/Last-Galactic — 22 days ago
▲ 102 r/financebg

За всички тарикати, ето как да си декларирате акциите

Тъй като темата е гореща заради мейлите от НАП, които много хора са получили, ето най-просто какво трябва да правите от догодина (за сегашната ситуация не мога да ви помогна).

Ако сте купували или продавали акции, етф-и, дори като експеримент, сте длъжни да подадете данъчна декларация по чл. 50. Даже да нямате печалба.

Първо отивате в НАП да ви се издаде ПИК номер - това ви трябва да влезете в портала. На мен ми го изкара приятел, на който майка му работи там, но ако нямате такъв човек ще се разкарате - един път в живота се прави.

Ако сте нормален човек на трудов договор с осигуровки, нямате сериозни грижи, не ви трябва счетоводител. За останалите малко по-надолу.

Всяка година до края на април трябва да попълните данъчна декларация за предходната година. Т.е. до април 2027 попълвате всичко за периода 01.01.2026 - 31.12.2026.

Трябва да попълните 2 приложение - 5 и 8. Влизате в youtube и търсите попълване на данъчна декларация - приложение 5, попълване на данъчна декларация - приложение 8. Има един пич, който е качил видеа преди 5-6 години, по 15-20 минути на видео. Сайтът на НАП леко се е променил от тогава, но видеата му все още са релевантни и можете да се ориентирате добре. Аз всяка година попълвам с тях, въпреки, че попълвам от 5-6 години.

Преди в сайта се попълваха всички транзакции - покупки и продажби, една по една, и после на тази база се изчисляваше печалба/загуба. Но мисля, че последните години това го промениха и се попълва само 1 ред с всичко сумарно. Ако е така, сами трябва да си изчислите печалба/загуба, обща цена на покупка/продажба, и т.н. Но ако НАП ви направят проверка трябва да можете да обясните как сте направили тази сметка. Дори за години назад. За това най-простото решение е да си водите една ексел таблица с всички транзакции - качвате я в google drive и си я пазите. Като направите транзакция - слагате я там, иначе до април следващата година се забравя. Всеки брокер може да ви издаде документ за направените транзакции, но от опит знам, че с табличката е най-лесно. Също така този документ може да си го прикачите към данъчната декларация - да видят, че чинно сте си сметнали всичко както трябва, а не просто сте написали нещо 1 към гьотере.

После ако имате печалба, плащате 10% данък - плащането може да е с карта директно през портала като ви одобрят декларацията, така че става доста лесно. 10% е един от най-ниските данъци в света, така че плащайте и си щракайте с пръсти.

От някои акции се получават дивиденти, данък там не се плаща, защото вече е платен по-висок в чужбина, но въпреки това трябва да се декларират един по един - отново, пича с youtube канала обяснява всичко.

Накрая, за хората, които не работят, или работят без осигуровки - търгуването ви може да се счете за занятие, и се влиза в едни по-особени филми. Там не мога да помогна, или се снишавате, или търсите някой да ви консултира/помогне с бакиите.

Не съм счетоводител, счетоводителите да не се жегват много в коментарите под този пост, написал съм го просто и ясно за хора, които до сега не са попълвали декларации. Сложните детайли съм им ги спестил да не се откажат съвсем.

reddit.com
u/Last-Galactic — 28 days ago

Has anyone successfully switched careers from software engineering into marketing?

This week I met the colleagues I've been working with remotely for the first time ( I've been with them for a year and a half, some of them have been working together for 5 years). A few of them are in marketing, so I asked one of them about it and he explained that he does paid marketing. It sounded pretty simple: you allocate the company's ad budget and the product grows. I always thought marketing was some hugely complicated thing, but it doesn't look that way.

Because of AI, marketing people seem to have a lot more work on their plate than us developers right now. They even build little tools for themselves that help with their work, without understanding any code at all, and they feel pretty empowered by it. Overall, I get the sense that there's more value in marketing right now than in development.

So my question is: has any developer managed to make this career transition? I assume it's just a matter of finding the right resources and putting in the time to learn.

reddit.com
u/Last-Galactic — 1 month ago

Those of you who settled in Southeast Asia, did you manage to switch to something more hands-on?

For those of you who have worked remotely for a long time and decided to settle somewhere in Southeast Asia, have you managed to switch your income from remote work to something more hands-on? I know it's difficult due to visa restrictions, some of the local jobs being reserved for local people only, and the lack of ability to own a land, but I'm still wondering if there are people who have done this successfully and are happy with their life.

The reason I'm asking is because I've been a software engineer for almost 20 years, the last 5 of which working remotely. The idea of exiting the field has been lurking in my mind even before the mass adoption of AI, as I feel the novelty and excitement of coding has been slowly diminishing, but I am considering it more seriously now that all creativity is gone.

I've been to Southeast Asia on a couple of occasions, I really love the region for various reasons, and I adapt well to the culture. I am now going on a remote worker visa to Indonesia. Obviously that would not allow me to have any kind of other jobs, but visas can change in the future, and I am not in a hurry to switch, so I am looking for some interesting stories to read.

reddit.com
u/Last-Galactic — 2 months ago

Conversations about location with your new clients/employers

For all of you who are based somewhere east, let's say southeast Asia, but are from Europe or USA, what's your strategy regarding the conversation about your location and time zone when looking for a new job or a client?

Do you pretend to be home and utilizing all available tools for that, committing to the lie, or are you honest about it and accepting that it may be a dealbreaker for some of them?

I've seen people here and in various other subs having set ups that include portable cellular router, travel routers, and using WireGuard profiles. For those of you, if you are in a situation to need a new job, do you go home to your country to make the interview process easier, or do you keep going from the same location, potentially having to deal with interviews at weird time of the day/night, and having to lie about a few things.

reddit.com
u/Last-Galactic — 2 months ago
▲ 0 r/bali

Where do you look for long term rents?

I'm moving to Bali and I'll rent through Airbnb for one or two months initially as I feel less likely to be scammed that way. But after that I'll be able to go and see long-term places while in Bali. Where should I look for such? I'll appreciate any stories of people who have gone through this, potential pitfalls, etc.

reddit.com
u/Last-Galactic — 2 months ago

Каква услуга мога да ползвам, за изхвърляне на всичко от мазе?

Родителите ми имат къща с доста голямо мазе, дори може да се каже, че е малък апартамент - коридор, стая и тоалетна. От както се помня там се складира всичко, което не са искали да изхвърлят, а те не изхвърлят нищо. Там е старото ми колело, което последно съм карал преди 25 години, шкафове, които са били заменяни в къщата, стари телевизори, перални, дрехи, които никога никой няма да облече.

Най-тъжното е, че това може да бъде един чудесен апартамент, ако всичко се изхвърли и се освежи. Каква услуга в Пловдив мога да използвам за тази цел?

reddit.com
u/Last-Galactic — 2 months ago

What kind of resume/CV do you use to apply for J2?

I am a big fan of this community since I discovered it 4 days ago. I work remotely the last 4-5 years, based in EU, primary working for US-based clients. As most of you, nowadays I work 1-3 hours per day and fulfill my duties.

I've never been OE but I'm considering it for the first time. My contract with J1 actually doesn't say I cannot work for other clients, because I am a contractor (even though the agreement is that I work 40h per week for J1), with the exception of the standard terms - not working for a competitor, etc.

Still, I am wondering what kind of resume/CV people are using to apply for J2, J3 etc, and how you approach the work history conversations. It's difficult to me to lie, so I need to be extra prepared with my official version. Do you mention your current employer (J1) at all, and if so, what do you put as an end date? If not, do you overextend the period of your previous employer to match the current date? Do you leave a gap in your experience? Or do you apply some other type of a strategy? Any help would be much appreciated.

reddit.com
u/Last-Galactic — 2 months ago

E33G Indonesia remote worker visa as a contractor

The income requirement for the E33G remote worker visa for Indonesia is $60,000 USD. My contract (B2B) states $65 per hour, which, if you calculate it, is way above the threshold. I will also provide bank statements with the dividents coming from my company to my personal account, which is over $60,000.

Should I expect any problems with the application?

reddit.com
u/Last-Galactic — 2 months ago
▲ 2 r/bali

E33G Indonesia remote worker visa as a contractor

The income requirement for the E33G remote worker visa for Indonesia is $60,000 USD. My contract (B2B) states $65 per hour, which, if you calculate it, is way above the threshold. I will also provide bank statements with the dividents coming from my company to my personal account, which is over $60,000.

Should I expect any problems with the application?

reddit.com
u/Last-Galactic — 2 months ago

The usage of saudara

In my text book, there is a conversation about a job interview. The interviewer keeps referring to the interviewee as "saudara". Is that common? Seems like another word for "anda" to me. Here are some examples:

- Bisakah saudara ceritakan tentang pendidikan saudara?
- Apa keahlian saudara?

reddit.com
u/Last-Galactic — 2 months ago

Thai DTV holders, where are you and what do you like most about the place?

Question is self explanatory. As someone who considers DTV, tell me about how you chose your exact location, what do you like there and if you're considering moving somewhere else.

reddit.com
u/Last-Galactic — 2 months ago

Do you feel anxious about not having a base?

I'm in my late 30s, don't own a house, most of my net worth is invested elsewhere, e.g. stocks. I like it that way because I see more potential for future returns, and I cannot make my mind staying in one place for the rest of my life. My mother and my grandmother live in the house I grew up in my home country, but I cannot imagine living there for more than 2 days, it's not suitable for remote work and many other reasons.

I'm from the EU, been living in another EU country for the last 4 years (it has been mostly a lifestyle choice). Moving in EU is painless (no borders, no paperwork), so I never felt the problem of not having a base. When returning to my country for a short trip I'm either visiting my mom and grandmom for 2-3 days or staying with a friend for a week or two.

Lately I've been considering moving to Indonesia/Bali. I've been there 4 or 5 times in my life already on extended trips for a total of 6-7 months, so the environment there is not foreign to me. I'll be on a remote worker visa, so everything will be legal. Still, it's not EU, I need to deal with visas, extensions, and so on (even though the remote worker visa is for 1 year, but it still feels though for someone from the EU)

I feel not having a base is already making me anxious. At one point I may feel the need to leave the country for whatever reason: getting tired of the culture, food, community, love problems, or even if I get banned for some reason (I'm a low profile guy but accidents happen).

I was even thinking of buying a cheap small apartment in my home country just so I can leave some personal stuff there and know I have a place to come back. Financially, that doesn't make any sense but funny enough, it will cure a bit my anxiety.

Anyone in a similar situation? I'll be glad to read your stories.

reddit.com
u/Last-Galactic — 2 months ago

Any beach volleyball communities in Bali?

I'm planning to move to Bali in a few months and I'm used to play beach volleyball on an intermediate/advanced level (2x2). Any beach volleyball communities in Bali?

reddit.com
u/Last-Galactic — 2 months ago
▲ 2 r/bali

Any beach volleyball communities in Bali?

I'm planning to move to Bali in a few months and I'm used to play beach volleyball on an intermediate/advanced level (2x2). Any beach volleyball communities in Bali?

reddit.com
u/Last-Galactic — 2 months ago

First in-person meeting/event after 1.5 years remote

So I have this job with a US-based company, the only time I had my camera ON was during the interviews. It's super productive, focused on results and no bureaucracy, no extra meetings, no 1:1, never have been asked what my location was. I even worked for 2 months in Indonesia/Bali, never mentioned this and they never asked. I'm European and I really enjoy this mentality, it's a fresh change from the over-comunication mentality in Europe.

Now they invited everyone to an European city to meet (they have remote employees all over the world). Optional. I'm a bit reluctant to see the faces behind the slack names, including the co-founders. But in the same time I think it's not wise to reject the invitation. My only goal is not to screw something over because this job really suits my needs best.

Anyone with similar stories? What did you do and how did it go?

reddit.com
u/Last-Galactic — 2 months ago

Am I doing something wrong? Wanted to post in a specific subreddit, and realized I needed 100 karma, but I had 0. Decided to be super helpful on topics I am interested, posted a few comments and post in these fields, and ended up with -2 karma after a day. Wild, right?

reddit.com
u/Last-Galactic — 2 months ago