u/Lemoneyd_

Starting Monday, July 6, Maya will reduce its InstaPay transfer fee from ₱15 to ₱10, making fund transfers to other banks a little more affordable. Transfers to other Maya accounts remain free, while PESONet transfers also continue to be free.

Meanwhile, GCash has already made the move — starting July 4, GCash reduced its InstaPay transfer fee from ₱15 to ₱10 as well, making transfers to other banks and e-wallets more affordable. GCash-to-GCash transfers remain free.

This follows the recent trend of banks lowering or removing transfer fees, giving Filipinos more affordable ways to move their money.

We’re giving away a limited Maya Savings Calendar featuring Jericho Rosales and Maris Racal to members of the Lemoneyd community! 🎉

Checking the date while staying inspired to save? Maya Savings Calendar’s got you! 💚

This is not your usual calendar. It’s a savings calendar where you can see how much interest you could earn daily based on a ₱100,000 deposit in Maya Savings. It’s a fun way to visualize how your money can grow day by day until the year ends! 💰✨

How to join:

Comment your fave bias (Jericho or Maris) + 💚💵
Ex. Jericho 💚💵

Giveaway Mechanics:

- Open to members of the Lemoneyd community.

- Winners will be selected randomly from the comments.

- ⁠Each user may submit one entry only.

- ⁠Duplicate, spam, or unrelated comments will not be counted.

- Entries will be accepted until the winners are announced.

- Winners must be willing to share their shipping details privately for the delivery of the physical calendar.

Good luck, everyone! 💚

Ginagalingan ni BPI, after free transfers, withdrawals and deposits naman sa Supermarkets! 🛒👏

BPI's Himala campaign gives Filipinos greater accessibility to banking, allowing them to open an account at 7,000+ partner stores, with deposits and withdrawals available at 1,369 of them.

This lets BPI maintain a presence in communities far from its branches, giving residents convenient access to banking services. It extends the bank's geographical reach to those who would otherwise remain unserved, allowing more Filipinos to participate in the formal financial system.

The network includes brands owned by Robinsons Retail Holdings Inc., alongside supermarkets, pawnshops, convenience stores, and pharmacies.

Make your money grow more this July!💰✨

Even a small amount of interest earned every day can compound over time. 💵📈

Here are the 𝐁𝐞𝐬𝐭 𝐇𝐢𝐠𝐡-𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐬 as of 𝐉𝐮𝐥𝐲 𝟐𝟎𝟐𝟔. 📊

🍋 𝐋𝐞𝐦𝐨𝐧𝐞𝐲𝐝’𝐬 𝐓𝐨𝐩 𝐏𝐢𝐜𝐤𝐬

1️⃣ 𝐌𝐚𝐲𝐚
• Base rate of 3%, which can go up to 15% p.a. with boosted rates.

💵 Use referral code 𝐌𝐀𝐘𝐀𝐋𝐄𝐌𝐎𝐍𝐄𝐘𝐃 and get a ₱𝟏𝟎𝟎 bonus.

2️⃣ 𝐁𝐏𝐈 𝐁𝐚𝐧𝐊𝐨
• Unlimited FREE InstaPay transfers.

3️⃣ 𝐌𝐚𝐫𝐢𝐁𝐚𝐧𝐤
• 50 FREE InstaPay transfers every month.

💵 Use referral code 𝐋𝐄𝐌𝐎𝐍𝐄𝐘𝐃𝐏𝐇 and get a ₱𝟏𝟕𝟓 bonus.

4️⃣ 𝐆𝐨𝐓𝐲𝐦𝐞
• 20 FREE InstaPay transfers every month.

💵 Use referral code 𝐆𝐎𝐋𝐄𝐌𝐎𝐍𝐄𝐘𝐃 and get 𝟏𝟎𝟎 𝐆𝐨 𝐑𝐞𝐰𝐚𝐫𝐝𝐬 𝐏𝐨𝐢𝐧𝐭𝐬.

5️⃣ 𝐍𝐞𝐭𝐛𝐚𝐧𝐤
• Unlimited FREE InstaPay transfers until August 1.

💵 Use referral code 𝐀𝐀𝐀𝐇𝟐𝟐𝟗𝟐 and get a ₱𝟏𝟎 bonus.

✨ Save consistently and let compounding do the work. Your future self will thank you. 💛

Yesterday, DOLE Secretary Francis Tolentino announced a ₱85 daily wage hike for Metro Manila, the largest wage hike ever approved by the NCR's wage board, directly benefiting 1.1 million minimum wage earners and potentially extending to 1.9 million full-time workers earning above minimum wage.

The increase will roll out in two tranches: ₱60 on July 19, 2026, and ₱25 in January 2027, raising the non-agricultural minimum wage from ₱695 to ₱780.

Agricultural workers, small retail (under 15 employees), and small manufacturing firms (10 or fewer employees) will see wages rise from ₱658 to ₱743. Tolentino called it a balanced increase and thanked business groups for backing it.

If madami gastos this June at halos walang na save, okay lng yan. Babawi tayo this July!💰🤞

Moneydust to all! 💵✨

Watch your savings grow and keep your budget on track with 𝐋𝐞𝐦𝐨𝐧𝐞𝐲𝐝 – 𝐅𝐢𝐧𝐚𝐧𝐜𝐞 𝐓𝐫𝐚𝐜𝐤𝐞𝐫 𝐀𝐩𝐩 🍋📱

GCash parent Mynt has granted 965.55 million shares to its employees under its Long-Term Incentive Plan (LTIP), turning them into shareholders ahead of its record-breaking IPO. 📈

The shares were distributed in April (921.57 million) and June (43.98 million) through restricted stock units (RSUs) granted at no cost, rewarding employee performance and long-term commitment.

Meanwhile, CEO Martha Sazon is set to become a paper billionaire, holding 220.12 million shares worth approximately ₱2.2 billion, assuming an IPO price of ₱10 per share.

Sazon and the broader leadership team are expected to remain significant shareholders, signaling confidence in Mynt's future.

GCash operator Mynt is planning a massive IPO that could become the largest in Philippine history, aiming to raise up to ₱92.3 billion.

The company plans to offer 9.23 billion shares priced at up to ₱10 each, accounting for 13.8% of its total shares.

Backed by major investors like Globe Telecom and Ant International, the listing could help revive interest in the local stock market.

Lemoneyd is a finance tracker app that helps you manage all your money in one place. 💸✨

Here's what you can do with the app:

💰Track your Savings from all your banks

Get a clear view of your total savings across all your banks, so you can stay motivated and watch your savings grow.

💳 Monitor your Credit Card transactions

Log your Credit Card transactions, and the app will automatically show your billing summary, calculate your total amount due, and remind you of your due date.

📈 Track all your Investments in real-time

No need to open multiple broker apps. You can track your US stocks, PH stocks, and Crypto in one dashboard.

📊 Stay updated with your Expenses

Track your daily, monthly, and yearly spending so you can see where your money goes and build better financial habits.

🔒 Safe and Secure

No bank connection or sensitive personal information is required. Plus, your data can sync across all your devices.

Start taking care of your finances and gain more clarity about your money this 2026. 🚀

Download the app: Lemoneyd - Finance Tracker 🍋

Lemoneyd is a finance tracker app that helps you manage all your money in one place. 💸✨

Here's what you can do with the app:

💰Track your Savings from all your banks

Get a clear view of your total savings across all your banks, so you can stay motivated and watch your savings grow.

💳 Monitor your Credit Card transactions

Log your Credit Card transactions, and the app will automatically show your billing summary, calculate your total amount due, and remind you of your due date.

📈 Track all your Investments in real-time

No need to open multiple broker apps. You can track your US stocks, PH stocks, and Crypto in one dashboard.

📊 Stay updated with your Expenses

Track your daily, monthly, and yearly spending so you can see where your money goes and build better financial habits.

🔒 Safe and Secure

No bank connection or sensitive personal information is required. Plus, your data can sync across all your devices.

Start taking care of your finances and gain more clarity about your money this 2026. 🚀

Download the app: Lemoneyd - Finance Tracker 🍋

‘Steady-Divs’ is the first portfolio under Unicapital’s UTrade WealthBasket, built with high-yield stocks chosen for stability and strong dividend records.

With a minimum investment of P150,000, it aims to provide passive income while reducing risk during market swings. Each basket can hold up to 15 stocks, giving investors direct ownership of shares along with professional management and regular rebalancing.

“Through professionally managed, research-driven portfolios within the UTrade platform, investors can participate in the stock market without the complexity of selecting and monitoring individual stocks,” said Neil Gabaldon, Head of UTrade Platform.

GoTyme Bank has begun rolling out the MoreTyme Virtual Card! 💳✨

This gives select MoreTyme-eligible users another way to use their credit line beyond QR Ph payments.

The new virtual Visa card lets users shop online or pay through supported Visa/contactless channels, then split eligible purchases into installments using their MoreTyme credit limit.

Access is currently limited to select users as part of GoTyme’s early rollout. Fees, terms, and available limits are shown inside the app before checkout.

As Robinsons Bank completes its integration with BPI, RBank channels and platforms will go offline starting July 1, 2026.

Affected channels include:

- RBank online banking

- RBank digital app

- Contact Center (hotline & email support)

- Website

- Social media pages

Customers are encouraged to transition to BPI’s digital platforms and support channels for their banking needs.

A Rural bank and a PH-based fintech company have come together under the same group. 🏦🤝

To celebrate this milestone, the bank is preparing an exclusive Time Deposit offer of up to 9% p.a. for the Lemoneyd community. 💰✨

Stay tuned.

No more bank OTPs via SMS! 📲

The BSP orders banks to phase out SMS OTPs by June 30, 2026 due to security risks.

BSP said SMS-based OTPs pose security risks because text messages can be intercepted or accessed by third parties.

Financial institutions are now required to adopt stronger authentication methods like biometrics, security keys, and systems that detect suspicious activity.