Choosing to accept lifestyle creep. Looking for perspectives.

Background:
29M, born and raised in eastern europe started with 0 like most of us. Was always into FIRE and increasing income - moved to western europe -> hustled -> got a degree -> got a good job ->fast-track promotions etc.

Assets: +/-180k euro
- 156k equity at beta +/-1 (also +25% margin on top [strategy from: "Life-Cycle Investing and Leverage: Buying Stock on Margin Can Reduce Retirement Risk."])
- 18k cash (recently vested stocks to make a car purchase)
- +/- 6k in receivables (deposits, lending money to relatives friens etc.)

Income range:
- 125-135k euro mixed with stocks (lets simplify: +/- 6700e-7200e net with variation).

Expenses (+/-): 3900e. Saving +/-3000e
- Rent: 1350e (small studio)
- Food/eating out: 900e (I cook but also eat out)
- Going out: 400e (bars, friend gatherings, pool)
- Clothing/Accessories: 300e
- Hobbies / Gym: 200e
- Experiences: 700e (Traveling/Vacations/Music Festivals:This is what i always lived for - almost non-negotiable)
- Transportation: +/- 100e

Recently, as I am approaching 30 I have realized there is a discrepancy between the lifestyle I am looking for vs what I have "normalized" in order to optimize savings. I want to upgrade an apartment, and I want to buy a car.

Upgrading an apartment - I don't feel comfortable inviting over, I don't have enough space to practice other hobbies (Piano / DJing etc.). Looking for increase in 600 euro on accomodation.

Car - It can allow me to live in more rural areas, get better apartment. I would also like to start setting up audio/laser systems for events and car is necessary for this. That's another +/- 400 euro/month in TCO (depreciation, maintenance, fuel, parking, excl. opportunity cost of investing).

If change my lifestyle, I reduce my savings 3000e -> 2000e. That's 12000e a year lost. It's such a huge psychological barrier to go through I am having a very hard time accepting the decision. I am thinking to start saving more on things like food and going out, to make the change less psychologically hurtful.

I am looking for perspectives of those who have been contemplating similar decision in the past. How did you go about it - what decision did you make and do you regret it ?

Note: Purchasing apartment is not an option in my situation. Rental yield is one of the lowest in europe and i am not sure whether i will stay where i live for long.

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u/Likewise231 — 3 days ago

Looking for recommendations for audio equipment for casual parties

My and my friend we get invited to play at random parties casually through friends. I used my desktop pioneer setup that i use at home and was recommended, but the audio quality is shit and i dont enjoy myself.

Initially i thought about 2 PA setup (Behringer DR110DSP), but my friend told me its an overkill.. Then i was thinking about JBL Partybox, but then i read about latency issues etc.

What are the alternatives to balance convenience and sound quality for parties for 30-50 people. Outdoor BBQs, indoors birthday parties etc. etcc.

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u/Likewise231 — 23 days ago

Melodic Techno at a birthday party - suicide or no?

Me and my friend have opportunity to play at a house party for someones birthday. I only play afro house and melodic techno and only played once in front of people at a house party for 30 mins mixing general stuff (was a complete noob). Now one (in 2weeks) party will be +/ 40 people, +/- 20 people another party (next saturday).

For the smaller one I will mostly play afrohouse and let my friend transition into tech house etc. whatever he has because thats more energetic. This way i warm up for the bigger one and don't go into "higher stakes".

Now for the bigger one I realize that to really vibe with melodic techno people really need to be into it, listen to it, music should not be distorted and it only sounds good when accoustics are good. Because of that i am thinking that melodic techno is a suicide for a house party.

Both audiences are similar: some people are more into EDM, some people are less, some people like techno some people like more mainstream.

For both parties i can some (limited number) of more mainstream tracks, something catchy, but thats not really my vibe and I can't imagine myself being able to prep to switch from melodic techno and start playing randomly some mainstream stuff. Equipment DDJ-FLX4 standard newbie stuff haha

Any tips?

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u/Likewise231 — 25 days ago

Goldend handcuff or am I delusional?

Background: 5-6 YOE. Sr. Analytics Engineer in FAANG. Started as analyst, but got converted, followed up by 2 promotions.

Context: I've been in multiple teams now. Small teams with low data maturity, large team with high data maturity. After my last promotion in a large team, I decided to change teams due to high level of politics and stress. Last 10 months I've been in the new team. The team is small (10 engineers & 10 PM-like people). Here data is 30% and Software is 70%.

Good: Low scope comes with less stress. I get more technical exposure horizontally: sometimes get to build frontend, backend, worked with streaming data pipelines and get a little involved building agentic stuff. The stress levels are less than before and I still get paid the same (120k-150k euro; in US locations the role is 190-240k TC).

Bad: Data engineering here is non-existant. Business treats analytics engineers as SQL / report monkeys, no planning, everything is ad-hoc. Analytics engineers don't care (or don't know) about data strategy, governance, dimensional modeling etc.. Everything is very much execution-driven. Software Engineers (with all due respect) have a very biased view of what data architecture / strategy is supposed to mean. They are proposing integrating AI-capabilities, CI/CD when our data inventory looks like a bunch of random excel sheets built just in data warehouse...

In my head I am constantly switching between 2 emotions:

  1. 70% Appreciation and Gratefullness - chill job low stress good pay, horizontal exposure
  2. 30% Identify Crisis & Resentment - Low data engineering bar and lack of intrinsic satisfaction.

Ultimately my default is to just do my job, enjoy the pay, nice life and mute internal negativity, but I am afraid I may blow up really hard one day... How can I make the best of this situation and does anyone have any advice how to handle this situation?

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u/Likewise231 — 2 months ago