Lifetime ownership costs by category, mile, year, and maintenance/repairs since purchase w/costs and mileage.
Purchased September, 2020 at ~66,000 miles, no major unexpected repairs aside from replacing dry-rotted sway arm joint boots, and recently got error code to replace the hybrid battery at ~173,000 miles, but haven't done so yet.
2024 onward, we both increased our insurance coverage and moved to an area with higher base insurance rates. Was really surprised to find that insurance has been about 1/3 of the total costs of this car.
I didn't include the Yakima roof rack nor my newest bike rack (1Up) in the totals because I bucketed those with hobby costs. Initial bike rack was included because the cost was forced after going from an old truck to the Prius, but I guess that could be true for the newer ones too.
Geico Coverage limits (cost/6 months = $1,313.48) with no penalty for driving history + 20+year length of policy discount:
- Bodily injury - $100k/$300k ($373.89)
- Liability property damage - $100k ($271.01)
- Uninsured motorist bodily injury - $100k/$300k ($339.19)
- Uninsured motorist property damage - $100k, $250 deductible ($52.21)
- Comprehensive $250 deductible ($56.78)
- Collision $500 deductible ($188.11)
- Rental reimbursement - $35/day, $1,050 max ($32.29)
Estimate to replace hybrid battery from local dealer -$3,600, cost to replace it myself w/ OEM battery purchased at different dealer after core charge returned ~$2,400. Still contemplating what to do.
Also need new tires. Happy to take any questions or discuss anything.
Inspired by this post: https://www.reddit.com/r/dataisbeautiful/comments/1v1k04e/oc_9_years_of_car_ownership_costs_finally_upgraded/#lightbox