Jag äger aktier utländskt som finns utanför ett ISK (det skulle motsvara skattemässigt ett AF) som haft 200% tillväxt de senaste åren. Jag tror att tillväxten inte kommer att fortsätta så här, så jag ville byta till något som skulle vara säkrare. Är det möjligt att ersätta ("trade in-kind") aktierna mot t.ex. fondandelar utan att sälja (vilket orsakar skatten)?
So the theory is that higher interest rates make it more expensive to borrow from the central bank, which in turn makes commercial banks pass that higher cost onto potential loan takers at higher rates on their loans, which in turn causes less people taking loans and hence less aggregate spending, lowering inflation because aggregate demand is lower.
However, most loans written do not use a loan from the central bank to generate the principal to pay to the loan taker and hence do not depend directly on the central bank rates. In general those loans are financed with money the bank has according to fractional reserve rules, and they can be either sold, bundled in financial products or just cashed out directly as the loan gets paid. That money goes to the bank or to whoever buys the loan during its lifetime, so higher rates mean actually more money in circulation for those segments of the population that own loans and less to those that have taken loans. Therefore, how does that lower inflation if the overall money in circulation may remain relatively constant in aggregate?
Jag ville förbättra min japanska men har ingen aning om vilka kurser är bra att ta här i Stockholm - bättre på engelska om det är möjligt, för att min svenska är ojämm så detaljerna kan tappas. Dessutom är jag inte säker på min nuvarande nivå (kanske lite under JLPT N3), så behövs det lite testning innan kursen. Kan ni rekommendera någon plats son har dessa krav?
I've been practicing ZNKR Iaido for about 1 year and my dojo requires me to start using a proper Iaito for the next grading. I am looking for one right now, and I fell in love with the idea of using red thread for both the tsuka-ito and the sageo. I know my dojo is okay with this locally speaking, but I don't know if this could cause problems with inter-club events or competitions.
My colleagues all use very muted colors on their gear (talking dark blues, greens, and desaturated beiges - besides black), but I reckon this is a commonality with other clubs in the same federation. Some have very cool sageo but since I don't have much experience in competitions I don't know if they use them there or not.
Specifikt i situationer när någon gör något för mig som jag inte bett om, som till exempel att göra det lättare för mig att ta mig igenom i tunnelbanan?
I det här fallet menar jag att någon verkade förenkla något för mig men det fanns ingen behov att göra detta.
Been practicing for a year and just wanted to ask this out of curiosity. It might be a stupid question, but I'd be interested in how both differ from each other, beyond the fact that iaito are unsharpened and are most of the time made from something else than steel.
Are there differences in construction - i.e. from how the blade is fit into the tsuka? Can iaitos be sharpened and just become actual swords - e.g. does the zinc alloy have such different properties to steel that sharpening them is not possible or dangerous?