Hi! I will be having a trip soon with my friend but she doesn’t have money and job right now so I’ll treat her. it’s her first travel too. Is it possible that IO will allow it? thanks!
Hi! will be visiting flying alone but my friend will also fly that day but from different country since she’s travelling a lot. Is it a redflag? We both have same return ticket. Thanks!
Hi! if inask ako if magisa lang or sino kasama ko sa IO should I say first me lang? since magisa palang naman ako sa flight and imimeet ko ung friend ko that day din kasi may other vacation trip sya from SG so magkaiba kami ng booking ng papuntang flight pero same flight booking pauwi.
Or should I say na agad na imimeet ko siya dun?
Hello! Not sure if there’s such thing as this, but I wanna do a solo trip for two weeks.
I visited Thailand last time but only saw a few of them since most of my fave couples didn’t have an event at the time of my trip 😣
So I wanna go back and maybe have a chance to see them.
I’m thinking December, January or Feb? Which ones better to travel?
I only go to mall shows since I don’t risk booking advanced flights for concerts that I haven’t secured ticket yet 🥹 So even tho I want to go on November for starlympics, I don’t wanna risk it.
Is the two weeks enough? I just want to see 2-3 GMMTV couples 😣 I know it’s also luck but based on the month I visited, they almost have events every week, it’s just that the week I visited they didn’t have 😔
Thanks!
Hello! for context I will be travelling in Thailand for a week, then will comeback in the same country the next week.
For the first travel I’m with my other set of friends then the next week, I’m with my other friend just one and she booked the flight.
I will only be solo in travelling PH to Thailand for the next week because she will come from another country but also that same day of arrival and she also booked the flight for us.
Is this a red flag to IO? What are the things I need to prepare (answers) to their questions?
Thanks!
Hello! for context I will be travelling in Thailand for a week, then will comeback in the same country the next week.
For the first travel I’m with my other set of friends then the next week, I’m with my other friend just one and she booked the flight.
I will only be solo in travelling PH to Thailand for the next week because she will come from another country but also that same day of arrival and she also booked the flight for us.
Is this a red flag to IO? What are the things I need to prepare (answers) to their questions?
Thanks!
Hello! Ask ko lang po if need pa rin po ba niya magprovide ng AOS sa IO since no work na siya? Thanks!
Hi! working as a freelancer earning 70-90k a month (depends on other part time)
Monthly bills around 28k, then savings 40-50k then yung other is shopee or grab sometimes.
Yung savings na 40-50k minsan nababawas ko for travel sinking funds, so pinaka fixed is 35-40k talaga these days. Pero may times na umaabot sa 50k yung naiitabi after travel sinking funds.
Been working full time for a year na, and lahat ng savings ko napupunta sa EF and now nabuild ko na yung 12 months EF.
Then plan ko is starting from now, mag lalagay na ko ng 2k (not sure where pa any advice is good but will still do my research naman hehe) sa retirement investment.
Parang want ko lang ng money na never ko na iisipin na meron pala ko kaya naisip ko start small lang as of now as long as nakakastart na ko habang maaga pa ganun.
Then if mas maging stable na sa savings other than EF pwede ko naman dagdagan. As of now lang mas important EF sakin since freelancing is not a stable job talaga.
Then planning on getting health insurance din, do you still reco this? 🥹
Thanks!
hello! naisip ko lang (not literate with investments yet), if for example I’m consistently saving 2,000 per month and just for the compounding interest until retirement, is it okay to move it from time to time to different investments? Like for example if what I initially invested in is not working anymore? or just put it there no matter what until retirement?
If tinransfer ko ba sa different investments like every 10 years, would that affect the interest negatively?
Maybe this is a dumb question, but thanks for the answers!
Hi! I’ll be going with my mom for the first trip then for the next two weeks with my friends. Not sure if red flag ba sya 😔 Although ung friends ko travellers din and me naman pang 6th out of the country.
Work is freelancer.
Thanks!
Hi guys! WFH here, and ask ko lang if red flag ba if yung COL ko is 2 days lang? Kasi balak ko magwork ng 2 days din while travelling since masyadong mahaba yung 4 days na naka leave and ayoko naman ng ganun, kaso natapat ng weekdays ung travel 🥹 Thanks!
Hi! this is gonna be my 5th international travel, redflag po ba if hindi ako yung nagbook ng flight and yung nagbook is the next day pa flight nya? Hindi namin siya kasama sa flight.
Friends international trip.
And also if redflag na same country pupuntahan ko after 2 weeks lang pagitan? 😭 Mom ko yung kasama ko first then after two weeks friends naman, same country.
Hello guys! baka may other alternative kayo than bumili sa apple ng m365 🥹
Meron ako sa old windows laptop ko kaso hindi daw siya pwede gamitin na pag hindi windows.
Want ko kasi ipahiram sana yung laptop ko sa friend ko for job hunting, kaso hindi ko magawa kasi wala pa kong m365 sa laptop ko now.
Okay lang sana kasi hindi naman super big ng tasks ko na ang gamit is any sa m365 kaso meron akong one task na need yun kaya hindi ko malet go.
Yung need ko is Slido inside Powerpoint desktop app, so pwede ko iedit ung Slido sa website and insert sa PPT.
Thanks!
Hi! want ko na magbayad ng tax this year, but napapaisip ako what if nagfile ako this month then next week natanggal sa work? 😭 Pano process nun?
Also any tips to start filing taxes? And usually ilang days and weeks tinatagal ng process? Thank you!
Hello! How do you manage your tasks that keeps on piling up?
I’ve been working full-time and at first chill lang sa work but now super busy. Yung mga fixed tasks ko weekly or monthly or minsan daily nawawala na sa isip ko dahil sa mga other tasks na binibigay that day which is also due na rin the same day.
Sometimes nag oovertime ako or work sa gabi for an hour without pay just so hindi ako stressed or gahol. Medyo okay lang naman since masaya naman me sa work (puro admin stuffs)
But just want to know how I can improve more? Now I have a planner where I can see all my tasks and the tasks already finished. I don’t like having a digital planner tho it’s easier to plan there, but harder for me to maintain.
Thanks!
Hello! For context, working as a freelancer and saving atleast 40-50k per month. And have 10 month worth of EF.
But yung problem ko is this year I bought m4 macbook (upgraded from m1) fully paid and iphone 17 (installment 😩)
Then 2 international travels which I have travel funds per month.
Yung problem ko is feeling ko or hindi lang feeling, ang gastos ko sobra 😭 Tho may valid reason naman ung sa macbook since for work naman and may someone na need ng m1 ko so I need to buy din talaga. Siguro di ko lang tanggap na bumili ako ng iphone 17 😂 tas installment pa.
Di ko rin sure ano hihingiin kong advice ang nafifeel ko lang now is although not regretting all of my travels and iphone 17 because I’m really happy about it, feel ko pa rin sobrang mali ng ginagawa ko lalo na in this economy 🥹
When it comes to my savings, okay naman siya pero naiisip ko lang what if ung mga ginastos ko napunta sa ipon?