▲ 3 r/Schwab

Roth IRA: S&P 500 index? US/International ETF? Bonds?

Hey guys,

Some background. I’m a 25 year old with 16,500 in my ROTH IRA. I need some advice on what to invest in. Some people say to just invest everything into an S&P 500 fund like SWPPX or VOO. Others do a 60/40 split of a US ETF and International ETF. I also see some others mix in some bonds or dividends.

I know a decent bit about investing but I’m starting to get decision paralysis. Any advice would help!

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u/MrBozzie092 — 2 days ago
▲ 0 r/grindr

Just had my first gay experience and now I’m terrified

I just topped a guy I barely met completely raw and came inside him. I’m super paranoid about STDs but this was such a last second decision I wasn’t thinking straight. I should’ve used a condom but I wanted to see what it felt like.

Do I need to go to the doctor? I’m so scared about HIV/STDs it’s insane. I looked it up and the HIV risk is extremely low for tops but obviously STDs can still happen. What should I do? This literally happened like an hour ago.

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u/MrBozzie092 — 16 days ago
▲ 766 r/MarathonHate+1 crossposts

Per Elias (voice actor on Marathon): Bungie is cooking some “very cool stuff”. Agrees to talk about it after Season 3 releases.

u/HeraldOfDesu — 1 month ago
▲ 936 r/Marathon

This game being an “ultra hardcore PvP extraction shooter” is the biggest cope I’ve ever heard

A bit of a “Dear Diary” here. Something to get off my chest because I keep seeing this in comments and posts all over the place.

This game is not ultra hardcore. Using it as an excuse for low player counts is insane cope. Nothing about this game is the brutal hardcore game that everyone says it is.

What game is hardcore? Tarkov. Try dying in a single bullet to someone across the map that you can’t see. Marathon has no hunger or hydration systems. It doesn’t have a weight system. You never get to the point where you truly have nothing and you’re out of gear. You have free kits. You have sponsored kits. Gear is accessible. Is it PvP focused? Yes. But it’s not hardcore.

There are 100 other reasons that the game isn’t doing well. It being “hardcore” is not one of them.

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u/MrBozzie092 — 1 month ago

What’s your EQ look like?

Did some experimenting with the Beta and love this profile. Brought up the Lows and Highs and slightly increased the Mids.

u/MrBozzie092 — 2 months ago
▲ 159 r/MarathonHate+1 crossposts

Marathon will be a word of mouth game

I know because it worked on me. My friend convinced me to try it. I didn’t play it mostly because I was busy with other games, not necessarily because I didn’t want to try it. I picked it up on the free week and a few days later i bought it.

I could go on and on, but the easiest way to put it is the game just has so much sauce. The environments are immaculate, the sound design is peak, the art style is fantastic. It feels like there’s so much to do in the game and feels rewarding to grind. (I may or may not have bought skins already, some of them are sick)

Anyways, lots of talk about player count numbers made me think “Why”? This game is fantastic. It will find its audience. Hell, it worked on me.

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u/MrBozzie092 — 2 months ago