u/MsSalehi10

▲ 6 r/movingout+1 crossposts

What should I do with my savings? Should I leave Maryland and move west?

I currently have close to 27k in savings, a high credit score at 780. I work a mediocre minimum wage job, it is $19 hourly +commission where checks are $1100 bi weekly. I’ve been looking to pick up another job part time to add to my overall income, however I haven’t got any hits on indeed yet. I’ve had to endure a mentally straining living situation thus far and throughout me accumulating my savings, my goal has never left my mind to, get out of the living situation I’m in with roommates and get my own space.

With that being said I live in Maryland, where the COL is high asf, the cheapest decent unit I found in Columbia where I work (with no car) is 1,750 - 2,330. Completely out of my bracket.
Anything lower you’re in the hood and are risking it. I’m seriously in dire need of this space of my own. I can’t deal with random roommates anymore or the prices of rent in Maryland.
I know it’s a luxury,

I’ve even been looking at mobile or stationary homes outside of the dmv. Yet I also need to have proper finances so I don’t sink, which I take seriously. What you do you all think? Should I move further west like Arizona, Nevada, Vegas? What states are cheaper I will move to Oklahoma if I have to lol.
Please no negativity I just need logic here, thanks.

reddit.com
u/MsSalehi10 — 1 day ago

Should I rent this unit or continue increasing my saving

I currently have close to 27k in savings, a high credit score at 780. I work a mediocre minimum wage job, it is $19 hourly +commission where checks are $1100 bi weekly. I’ve been looking to pick up another job part time to add to my overall income, however I haven’t got any hits on indeed yet. I’ve had to endure a mentally straining living situation thus far and throughout me accumulating my savings, my goal has never left my mind to, get out of the living situation I’m in with roommates and get my own space. With that being said I live in Maryland, where the COL is high asf, the cheapest decent unit I found in Columbia where I work (with no car) is 2,330.
I’m seriously in dire need of this space of my own. I know its a luxury, I’m willing to pay the price for some peace. Yet I also need to have proper finances so I don’t sink, which I take seriously. What you do you all think? Please no negativity I just need logic here, thanks.

reddit.com
u/MsSalehi10 — 2 days ago

At 29 going on 30 in August I’ve lived through constantly having to make the next move after next to live with my mom in her home and under her ceiling. It’s been frustrating from ever since I can remember. As I got older I’ve noticed traits of her where she diminishes my desire to move out and leave ( my mom has controlling behaviors due to her being a single mom as a young adult and divorced) so I’ve felt trapped and still do. I feel like can’t truly flourish, rather I have to walk on eggshells. I currently live in Maryland and make $17 an hour at a fashion boutique and have about 28k saved and that I’m grateful for to have done within a short period but I’ve paid for it also with my emotional, mental, creative and social constrains. and as of now I feel like I’m gonna blow. Maryland is unaffordable for my financial bracket and I’m at my Witt’s end with life. Am I just supposed to keep suffering.

reddit.com
u/MsSalehi10 — 22 days ago