u/Narrow-Divide-6240

▲ 3 r/Nmat

BWITZ or 1010?

Hi future dokies, I wanted to ask for your opinions about these two review centers? Can you share your experience and how high your NMAT PR is? I'm planning on enrolling on either of the two tapos kung may ma-encourahe akong Kasama for group discount pwede na rin. TYIA!

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u/Narrow-Divide-6240 — 6 days ago

I have 80k credit card debt because of my mother

Hello everyone, I'm a 27F and I need help on how to pay off this debt on my credit card.

My mother told me in Feb 2025 to book a trip to Japan for my birthday in May and she said that she will pay. Hesitant ako at first pero she kept on pushing me, sabi niya maibabalik naman ang pera.

Nagkaissue, hindi ako nakabyahe, sinabi niya na i-rebook ko nalang this year (which I did) kasi nga siya naman daw magbabayad.

Fast forward to the present, all this time, wala naman pala siyang kayang ipambayad and I'm all alone in paying off this debt. I recently resigned to continue post-graduate studies pero dahil sa utang na 'to nawalan ako ng gana mag-enroll.

Tapos ngayon sabi ng mama ko she won't give me any money to pay off the debt.

Any tips on how to pay this off or any side hustle jobs that I can do? I recently tried paid surveys and nagreresearch ako kung pano gumamit ng Canva to sell digital products.

I feel so helpless.

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u/Narrow-Divide-6240 — 10 days ago