I work in consumer debt

Unusual attorney fee request problem here.

So by industry standard even though credit card and bank loan and even medical services contracts have a fee shifting clause in their fine print, creditors never take advantage. They just want money and they want their lawyer focused on getting dollars not running up fees.

Just met a lawyer who sued on a $50000 bad loan. We answered, they filed a motion for summary judgment, we responded, they replied and they won. Now we are having a conflict over fees. Is $14000 too much for a vanilla flavor form-based consumer debt lawsuit? It seems insane to me. I mean … maybe $5000 I could explain. But $14000? What do you think? How many hours would you spend drafting a form demand letter, filing a form complaint, filing a form motion for summary judgment, and a reply?

How much would you charge for a slam dunk lawsuit the ends with a default judgement? That’s another one I looked at. They wanted $1,600.00. I would have thought less.

How far off the hourly base am I??

Edit: they are billing hourly at $350/hour for attorney and $150/hour for paralegal.

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u/Next-Honeydew4130 — 3 days ago

Removing walls makes spaces seem so much larger!

I just hate when I look towards the kitchen and there’s a WALL in the way. Best way to open up a space.

u/Next-Honeydew4130 — 5 days ago
▲ 10 r/Irises

Tell me more about dividing these irises

I’m about to start dividing irises for the first time. Has anyone done this before and what do you wish you knew before you started?

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u/Next-Honeydew4130 — 7 days ago

Happy little mud wasp chose my garden!

I’ve never seen a mud wasp before!!! She’s so excited about her little nest it’s contagious. Just building as fast as that little wasp body can go. Apparently… not aggressive and not going to bring 1,000 wasps to the yard?

u/Next-Honeydew4130 — 9 days ago

Local speed demon causing problems

Hi Olivia//Isabela/Sopia/Emma, it’s me, the middle aged woman who NEEDS FOOD. I’m
Jessica/Jennifer/Amy.

Slow down honey. If you can’t figure out how to put chicken and lettuce on my bowl before you half-close the cover because you’re in as much of a rush as I wish my divorce lawyer was, it’s time to get another job in possibly… day trading? … until you just get I don’t know like three years older.

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u/Next-Honeydew4130 — 21 days ago
▲ 5 r/Irises

Blooms first year after planting a rhizome?

Is there anything I can do to ensure that my rhizomes that will arrive in July/August have a good chance of blooming the next year?

I am currently preparing a new section of garden for them and amending the clay/sand soil with peat moss and mulch, which seems like a good idea, but might not be.

I know they need loads of sun and the rhizomes should be just at the surface. Otherwise…. Do I fertilize? Add something special to the dirt? Companion planting?

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u/Next-Honeydew4130 — 1 month ago
▲ 107 r/Irises

Frost hardy iris FLOWERS

TLDR my hypothesis is TB Dreamcastle and its offspring TB Emma Cook and TB Melodrama have genes that make for highly frost-resistant buds and (later) flowers; so does TB Prairie Sunset.

Photo: Beyond Borders plant May 17 2026 Elmohr display gardens Colorado Springs

I got really interested in Iris buds & flowers that survived a drought spring and hard frost this year. Where I live 5b/6a there is a display garden with something like 200-300 iris plants. On April 18, 2026 the overnight temperatures at that display garden went down at least as low as 19 Fahrenheit, anecdotally to 16 farenheit. On May 17 I visited the display garden to see if anything survived (the buds & flowers ofc - the leaves are fine). There were NO FLOWERS except on Beyond Borders and a dwarf iris or two, which seemed unbothered by the late frost. Today I looked again and Beyond Borders was still a standout, looking great.

Out of curiosity I spent the day looking at the ancestry of all the plants that looked good with healthy BUDS listed below. Numbers 1-9 have a common ancestor: TB Dreamcastle through Dreamcastle’s offspring TB Melodrama. Beyond Borders is descended from Dreamcastle both through Melodrama AND through Dreamcastle’s offspring TB Emma Cook.

Prairie Sunset is totally unaffected by the last frost. It turns out the one cultivar in my list that is NOT descended from TB Dreamcastle, which is the otherwise unexplainable Cowboy Cut, is descended from none other than TB Prairie Sunset.

Descended from Dreamcastle via Melodrama:

  1. Mosaic Madness
  2. Camera Ready
  3. Penmanship
  4. Ignition Point
  5. Flight of Bluebirds
  6. Midnight Idol
  7. Arctic Burst
  8. Island Hop (has a crumpled bloom + a new very healthy looking bloom stalk with beautiful buds)

Descended from Dreamcastle via Melodrama AND Emma Cook
9. Beyond Borders (by far most exceptionally frost resistant buds/flowers out of hundreds)

  1. Prairie Sunset (1936)

Descended from Prairie Sunset (which has a few named ancestors)
11. Cowboy Cut (actually has a lone fairly okay looking bloom)

That said, anyone got a Dreamcastle rhizome?

Note: some of my personal irises survived because I covered them to protect them from frost. No

u/Next-Honeydew4130 — 1 month ago
▲ 55 r/Irises

Rainbow High

This is such a pretty, cheerful little bloom! Zone 6A, second year in the ground, first bloom!

u/Next-Honeydew4130 — 2 months ago
▲ 20 r/Irises

Indecisive? Definitely.

Not the showiest picture but really interesting. I bought it for the foliage and it is in fact very cool. This is the bud, and I included a pic of the plant as well.

TB Iris Indecisive from Paul Black 2023 intro

Spots are from a late frost

u/Next-Honeydew4130 — 2 months ago
▲ 105 r/Irises

Frost survivors blooming

These guys made it through a couple of bad late season frosts. I have a list of others that did not make it, so these are especially loved this year and it’s the first time they’re blooming in my yard! Enjoy! I think they’re kind of unique color combos.

  1. Fruit Punch Delight. SUPER BRIGHT
  2. Halloween Halo. Perfect white iris without being too white imo.
  3. Reckless Abandon. More brown irl than I like but it might grow on me.

Also some frost damage I think.

  1. Class Ring. Intense contrast between white and deep red-purple.
u/Next-Honeydew4130 — 2 months ago