Effective rate vs NL Calculator rate

Effective rate vs NL Calculator rate

Hoping someone can help me figure out why the rates I'm being provided in quotes differs from the rate shown in the NL calculator.

I've applied the smart leasing method. I also tested this with a Maxxia quote and still got a higher number on the calculator then what the figure was in that quote.

Thanks!

u/Noodles590 — 3 days ago