u/Odd_Goal6446

31, RM20k saved, starting from scratch. What do I do

I know I'm late to this. Life happened and I only managed to start saving recently. Not going to go into details but it wasn't by choice.

I'm 31, take home RM5.5k a month, based in KL. I have RM20k saved and honestly have no idea what to do with it. Never invested before, don't know where to start.

I don't want to just let it sit there doing nothing but I'm also scared of losing it you know? I don't want to put it somewhere super risky but I also don't really know what counts as risky and what doesn't. That's kind of where I'm lost.

What would you do if you were me? how can I grow this 20k? Do I put it in separate saving account? How shall I invest this too? Open to any advice, even the tough love kind. I just want some change in my life.

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u/Odd_Goal6446 — 2 days ago

How do you train lower body with SI joint pain and enthesitis?

Anyone here with AS and SI joint pain + Achilles enthesitis willing to share what your lower body workout routine looks like?

Ever since my diagnosis, I’ve been avoiding lower body workouts quite a bit because I’m worried about triggering pain in my SI joints, ankles, and Achilles. But I’ve recently realised I’ve lost quite a lot of muscle and strength in my lower body because of it.

I really want to start rebuilding strength again in a way that’s safe and sustainable. Would love to know what exercises, routines, or even physio-style movements have worked for you without causing flare-ups. Especially interested in things that help strengthen the muscles while also supporting joint stability and pain management.

Thank you!

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u/Odd_Goal6446 — 11 days ago

What’s a good wedding band to pair w a cathedral setting oval ring?

Hello! Looking for wedding band suggestions for a cathedral setting oval engagement ring 😊

I love the look of cathedral settings, but I’m unsure how I feel about the gap they can leave with a wedding band.

Would love to hear thoughts on straight vs curved bands, and what styles pair best with oval cathedral rings!

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u/Odd_Goal6446 — 14 days ago

My partner and I serve on the worship team together, and I currently lead a small group at church alongside a few other members. He used to co-lead a few years ago (before we started dating), but eventually stepped away because he didn’t feel called to continue in that season.

Now that we’re preparing for marriage next year, I’ve been thinking more deeply about what spiritual partnership and leadership look like in marriage.

He’s still very supportive in a sense where he carries the physical load, and is willing to serve where needed. But when it comes to planning, organising, leading discussions, or helping shape the direction of the group, he doesn’t really have the desire to be involved.

I think part of me imagined that marriage would mean serving side by side more intentionally in ministry, especially in something like leading a connect group together. Not because I need him to “take charge” of everything, but because I feel like it could be such a meaningful place for us to grow together spiritually, learn how to lead as a team, disciple people together, and support one another in ministry. Where I would also really need that support.

At the same time, I also don’t want to force him into a role he genuinely doesn’t feel called to anymore.

So I guess I’m wondering:
- Have any of you been in a similar situation?
- Did your expectations around ministry and leadership in marriage look different from your spouse’s?
- How did you navigate it without resentment or pressure building up?
- Is it unreasonable for me to desire more shared leadership in this area?

Would really appreciate hearing different perspectives, especially from married couples or those preparing for marriage who’ve walked through this before.

Thank you!

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u/Odd_Goal6446 — 15 days ago