u/Ok-Scar8556

Hi everyone,

I have a legitimate US LLC (New Mexico, with a valid EIN) and a SaaS mobile app that is already generating real revenue on the Google Play Store. My US tax docs (W-8BEN-E) are fully approved.

The Problem:

I reside in the Democratic Republic of the Congo (DRC). Because the DRC is on the US OFAC restricted list, every major US fintech (Mercury, Wise, Relay) automatically rejects my applications. Their support confirmed it’s a strict country-based compliance block, not an issue with my business legitimacy.

My Question:

For those of you running a US LLC from an OFAC-restricted or high-risk country, how do you actually receive your USD payouts?

I’m looking for legitimate, proven workarounds:

• Are there specific EMIs or payment processors that still accept US LLCs owned by DRC residents?

• Do you use specific crypto rails (like USDC) to get paid, and which off-ramps work reliably for you?

• Any EOR platforms (like Deel/Ontop) that successfully route SaaS income in this situation?

No "synthetic identity" tricks, just looking for real solutions from people who have faced this exact wall.

Thanks in advance for any firsthand advice!

Hi everyone,

I have a legitimate US LLC (New Mexico, with a valid EIN) and a SaaS mobile app that is already generating real revenue on the Google Play Store. My US tax docs (W-8BEN-E) are fully approved.

The Problem:

I reside in the Democratic Republic of the Congo (DRC). Because the DRC is on the US OFAC restricted list, every major US fintech (Mercury, Wise, Relay) automatically rejects my applications. Their support confirmed it’s a strict country-based compliance block, not an issue with my business legitimacy.

My Question:

For those of you running a US LLC from an OFAC-restricted or high-risk country, **how do you actually receive your USD payouts?**

I’m looking for legitimate, proven workarounds:

- Are there specific EMIs or payment processors that still accept US LLCs owned by DRC residents?

- Do you use specific crypto rails (like USDC) to get paid, and which off-ramps work reliably for you?

- Any EOR platforms (like Deel/Ontop) that successfully route SaaS income in this situation?

No "synthetic identity" tricks, just looking for real solutions from people who have faced this exact wall.

Thanks in advance for any firsthand advice!

Hi everyone,

I have a legitimate US LLC (New Mexico, with a valid EIN) and a SaaS mobile app that is already generating real revenue on the Google Play Store. My US tax docs (W-8BEN-E) are fully approved.

The Problem:

I reside in the Democratic Republic of the Congo (DRC). Because the DRC is on the US OFAC restricted list, every major US fintech (Mercury, Wise, Relay) automatically rejects my applications. Their support confirmed it’s a strict country-based compliance block, not an issue with my business legitimacy.

My Question:

For those of you running a US LLC from an OFAC-restricted or high-risk country, how do you actually receive your USD payouts?

I’m looking for legitimate, proven workarounds:

- Are there specific EMIs or payment processors that still accept US LLCs owned by DRC residents?

- Any EOR platforms (like Deel/Ontop) that successfully route SaaS income in this situation?

No "synthetic identity" tricks, just looking for real solutions from people who have faced this exact wall.

Thanks in advance for any firsthand advice!