Starting Medicare
It's time to get my husband on Medicare, and we want to make sure we don't make a mistake, so I have a question. He is currently employed, has insurance through a large employer, became eligible for VA in July (long story), has an HSA, and turned 65 in January 2026. We have decided to drop his insurance/HSA on December 31, 2026. Then, enroll him in Medicare Parts A, B, and D on July 1, 2027. Will that cause us any penalties?