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u/Ok_Excuse_486

r/CreditScore r/CapitalOne r/NavyFederal r/CRedit
Image 1 — Credit Improvement
Image 2 — Credit Improvement
Image 3 — Credit Improvement
▲ 27 r/CreditScore

Credit Improvement

Wow! I’m still in shock that I’m finally here. After almost 2 years of consistency, discipline and learning. I started off with no credit cards and a score of 540-570 (between the credit bureaus). I started with getting one secured capital one cc and paying it off and now I’m at 3 unsecured (Navy Fed More Rewards, Cap1 QS and Cap1 Savor) with total limits around 40k. I hope these new scores allows so much more freedom and choices as I prepare to purchase my first vehicle.

u/Ok_Excuse_486 — 10 days ago
▲ 86 r/CreditScore

Credit wise score finally updated

I’m so excited, I’ve been working hard to rebuild my credit from the mid 500s to now 750-770 across MyFico, Experian and now Credit Wise. It was the last score that hadn’t updated and it just refreshed. I was able to move it to about 670 with repaying CCs and One Main/Student loan. Now a charge off has finally fallen off to give me huge boost. I feel a huge weight lifted and a sense of security I’ve never felt as an adult. Just sharing my excitement lol…

u/Ok_Excuse_486 — 3 months ago
▲ 4 r/CapitalOne

Finally good credit- am I going to get good auto loan rate

After a lot of hard work and patience, I’ve finally climbed out of having bad credit. I was at a mid 500 almost 2 years ago and now at 740-770 between on MyFico and Experian. I have 3 CCs that total 30k that I keep below 15% utilization, one installment loan under 2k, excellent payment history. My cards are with capital one and navy federal credit union. I make about 80k annually. I’d like a used 4Runner.

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u/Ok_Excuse_486 — 4 months ago
▲ 19 r/NavyFederal

Finally raised credit- ready for newer vehicle

After a lot of hard work and patience, I’ve finally climbed out of having bad credit. I was at a mid 500 almost 2 years ago and now at 740-770 between on MyFico and Experian. I have 3 CCs that total 30k that I keep below 15% utilization, one installment loan under 2k, excellent payment history. My cards are with capital one and navy federal credit union. I make about 80k annually. I’d like a used 4Runner.

reddit.com
u/Ok_Excuse_486 — 4 months ago
▲ 2 r/CRedit

Finally Good Credit- can I get decent auto loan

After a lot of hard work and patience, I’ve finally climbed out of having bad credit. I was at a mid 500 almost 2 years ago and now at 740-770 between on MyFico and Experian. I have 3 CCs that total 30k that I keep below 15% utilization , one installment loan under 2k, excellent payment history. My cards are with capital one and navy federal credit union. I make about 80k annually. I’d like a used 4Runner or Pilot

reddit.com
u/Ok_Excuse_486 — 4 months ago